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Geddes Federal makes $1 million investment in Home HeadQuarters fund
SYRACUSE — Home HeadQuarters, Inc. on June 1 announced that Geddes Federal Savings & Loan recently made the inaugural investment of $1 million into the organization’s Enterprise fund. Home HeadQuarters is a Syracuse–based nonprofit neighborhood and community-development organization that provides home ownership and home-improvement opportunities for Central New York families. The organization created the fund […]
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SYRACUSE — Home HeadQuarters, Inc. on June 1 announced that Geddes Federal Savings & Loan recently made the inaugural investment of $1 million into the organization’s Enterprise fund.
Home HeadQuarters is a Syracuse–based nonprofit neighborhood and community-development organization that provides home ownership and home-improvement opportunities for Central New York families.
The organization created the fund to address health and safety issues in affordable housing, such as lead exposure, energy improvements, and accessibility. The $1 million investment provides Geddes Federal with an investment credit under the federal Community Reinvestment Act.
Home HeadQuarters’ Enterprise Fund is considered an “EQ2” investment, or equity-like investment, as the nonprofit is a designated Community Development Financial Institution (CDFI). Home HeadQuarters will retain Geddes Federal’s investment for 10 years and pay a quarterly dividend to the local financial institution.
“Geddes Federal Savings & Loan’s $1 million investment will have a major impact on the quality and availability of affordable and safe housing in Central New York,” Kerry Quaglia, CEO of Home HeadQuarters, contended. “Geddes Federal certainly didn’t let the pandemic keep them from stepping up for the community.”
“We are thrilled to continue our support of Home HeadQuarters and to play a lead role in the Enterprise Fund for affordable housing development in our community,” Brian DuMond, president & CEO of Geddes Federal Savings & Loan Association, said. “Now more than ever, all of us need to do our part in making sure CNY families have access to safe, affordable homes.”
Since 1996, Home HeadQuarters says it has redeveloped more than 800 formerly vacant properties, creating almost 4,000 first-time homeowners and delivering almost $94 million in community development financing to local families.
Home HeadQuarters said it developed the Enterprise Fund in response to the “overwhelming need for flexible financing in the affordable housing market to address CNY’s aging housing stock, diminishing and overly restrictive public investment and high construction costs.”
Geddes Federal Savings & Loan Association, founded in 1949, has its main office located in Westvale Plaza in the town of Geddes and a branch office located in Limestone Commons in the village of Manlius.

Workers take down COVID-19 triage tent at Oswego Hospital
OSWEGO — Workers have removed the triage tent that Oswego Health had set up outside the emergency room at Oswego Hospital. The organization had set up the tent a few weeks earlier to help in screening patients for COVID-19 before they entered the emergency department. The hospital said it had constructed the portable tent on
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OSWEGO — Workers have removed the triage tent that Oswego Health had set up outside the emergency room at Oswego Hospital.
The organization had set up the tent a few weeks earlier to help in screening patients for COVID-19 before they entered the emergency department.
The hospital said it had constructed the portable tent on April 20 to triage all emergency walk-in visits to assist with screening of patients prior to entering the facility.
It was part of Oswego Health’s “preparedness” should a surge of coronavirus patients arrive at the hospital. However, over the past six weeks, patient volumes have been “low,” along with the need for hospitalization of COVID-19 patients, the organization said.
“Our continued goal is to make people feel comfortable seeking emergent care for any illnesses or injury that can become serious without prompt attention,” Dr. Micheal Stephens, associate chief medical officer, said in a statement. “Oswego Hospital is a very safe environment; in fact, it may be safer than it ever has been, because of the new safety procedures.”
Oswego Health partnered with local vendor, Rental Warehouse, for the installation of the triage tent. The tent is readily available and can be installed within 24 hours, should the need arise, the organization said.

New York’s construction sector posts nearly 42 percent year-over-year loss in jobs in April
Construction employment in New York state fell by 167,700, or 41.7 percent, to 234,100 jobs in April from 401,800 jobs in the year-earlier month amid the COVID-19 shutdown, the New York State Department of Labor reported on May 21. Only the leisure and hospitality industry, which lost 638,000 jobs, posted a larger percentage, year-over-year decline in
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Construction employment in New York state fell by 167,700, or 41.7 percent, to 234,100 jobs in April from 401,800 jobs in the year-earlier month amid the COVID-19 shutdown, the New York State Department of Labor reported on May 21.
Only the leisure and hospitality industry, which lost 638,000 jobs, posted a larger percentage, year-over-year decline in jobs (-67.5 percent) in April than the construction sector.
Trade, transportation & utilities (-357,300 jobs); education & health services (-227,200); and professional & business services (-190,500) had larger year-over-year declines in job totals than construction, but their percentage drops were smaller (-23.2 percent), (-10.5 percent), and (-13.9 percent), respectively.

Bonadio partner provides advice for contractors returning to work in pandemic
Marc Valerio, who is also a certified public accountant, spoke to CNYBJ on June 2 and provided thoughts on several topics. The Bonadio Group — which is headquartered in Rochester and has offices in Syracuse and Utica — describes itself as the largest independent provider of accounting, tax, and consulting services in upstate New York.
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Marc Valerio, who is also a certified public accountant, spoke to CNYBJ on June 2 and provided thoughts on several topics.
The Bonadio Group — which is headquartered in Rochester and has offices in Syracuse and Utica — describes itself as the largest independent provider of accounting, tax, and consulting services in upstate New York. Besides Rochester and Syracuse, it also has offices in Albany, Batavia, Buffalo, and East Aurora, as well as New York City; Rutland, Vermont; and Dallas.
PPP loan forgiveness
The Payment Protection Program (PPP) loans are part of the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). The forgivable-loan program allows employers with under 500 employees to borrow the equivalent of two-and-a-half months of their 2019 payroll costs. Employers have to use the funding over an eight-week period from the time they receive the loan, and spend at least 75 percent of the money on payroll, Valerio noted.
The eight-week period becomes “tricky,” says Valerio, because if an employer furloughed workers, the company has to try to get them back and spend the loan money — even offering return bonuses and special hazard pay.
In its forgiveness rules, the U.S. Small Business Administration (SBA) saying that those extra payments to employees would count toward loan forgiveness, according to Valerio.
“So, to the extent you spend the full amount of the loan in your eight weeks and you restored any reduction in your full-time equivalent [workers], you can receive full forgiveness of your loan amount,” says Valerio, noting that full forgiveness means the loan essentially becomes a grant.
He’s also figuring that most contractors will secure loan forgiveness.
Valerio says he’s spent the majority of his time the past couple months working with clients on the PPP loans.
Recalling furloughed employees
Bringing back furloughed workers wasn’t as “significant” an issue for construction firms as it was for a lot of other businesses, says Valerio.
Most had temporary shutdowns, but many of the Bonadio firm’s contractor clients “ramped up” as they normally do during the spring months as the weather permitted.
For contractors that may have secured PPP loans and are now able to recall employees, the PPP loan program included a rule pertaining to loan-forgiveness purposes.
“If you had a reduction in your full-time [employees], you can restore those [workers] by June 30, and that reduction will be forgiven,” says Valerio.
He went on to say that under the PPP, the SBA issued a regulation saying that if the company asks the employee to return and the worker rejects the offer, the employer can receive credit toward loan forgiveness, as long as the offer is documented in writing.
Safety measures, supplying PPE
Valerio says New York State released specific guidance for contractors under phase one of its regional economic reopening on the website forward.ny.gov, and the state’s website has documentation with guidelines for the construction industry.
The guidelines include physical distancing, protective equipment, and cleaning and hygiene, and communication. It also includes a limit on the sharing of objects (tools, machinery, materials, vehicles) which Valerio sees as “mostly specific” to contractors.
“And the contractors are required, like most employers … to make sure there are adequate cleaning materials on a job site, masks, signage about the social distancing rules, and sanitizing items,” says Valerio.
If a contractor has a job site that’s 60 miles away and the firm isn’t supposed to put workers in a shared space, impacted employees may be traveling to the site on their own instead of in groups of four or two in a company truck. It’s an adjustment that may result in more travel expenses, he added.
Honoring contract terms
The separate travel to job sites and extra expenses might lead to a legal question in a project contract.
“It’s important that someone who’s really familiar with the contracts … ensures [contractors] have a full understanding of these items and works with their legal advisors to determine if there’s the ability to go back to the job owner to reimburse for some of these costs or potentially a change order,” says Valerio.
Some contracts have time constraints and liquidated damages and other requirements like involvement from minority and woman-owned business enterprises (MWBE). But, with the pandemic-induced shutdown and the impact on the labor supply and subcontractor availability, it’s made contractors do what they have to do to get jobs done in time but “potentially not abiding by all the rules.”
“So it is important that they stay focused on what those contracts say and work with their attorneys and advisors to make sure that they’re still following those, and if there’s the potential to revise contract terms, to address those ahead of time,” says Valerio.
Poll roundup: the outlook for travel and entertainment
Walt Disney World recently announced plans to begin reopening its Florida theme parks on July 11. Observers will be closely watching the reopening of this massive tourist destination, as it could be a high-profile indicator of how the travel and entertainment sectors as a whole might fare while the world emerges from the coronavirus pandemic. In
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Walt Disney World recently announced plans to begin reopening its Florida theme parks on July 11. Observers will be closely watching the reopening of this massive tourist destination, as it could be a high-profile indicator of how the travel and entertainment sectors as a whole might fare while the world emerges from the coronavirus pandemic.
In light of that news, and as the calendar advances into summer, it seems like a natural time to explore the question how the public will approach travel and entertainment venues in the coming months. A number of recent national and statewide polls may shed some light on that issue.
A poll of registered New York state voters by the New York Times and the Siena College Research Institute (SCRI) released on May 26 indicated challenging times ahead for Broadway shows, concerts, and sporting events. Among the findings, as reported by the New York Times:
• nly 39 percent of those who normally attend Broadway shows would be “very” or “somewhat” likely to attend a show that opened around Sept. 1.
• bout 38 percent of those who attended at least one live music, dance, or opera performance in 2019 said that they would be “very” or “somewhat” likely to attend such events on or about Sept. 1.
• mong sports fans who went to at least one or two games last year, 48 percent said they would be likely to attend a game around Sept. 1.
The hesitancy is reportedly driven by concerns that others in attendance will not follow rules requiring social distancing and masks.
“[The poll results] showed a wariness of attending live theater performances, and pop and classical-music concerts if they were to resume around Sept. 1, as well as a high bar for social distancing at venues that some industry leaders say it would not be possible for them to meet,” the New York Times stated in its summary of the results.
Beyond fears about entertainment venues, concerns about traveling to them will also be a hurdle. A nationwide study from the Harris Poll conducted May 20-22 (https://theharrispoll.com/the-argument-against-when-will-we-travel-again/) suggests that both business and leisure travel will be slow to recover.
The Harris Poll’s summary of its findings states, “Even though a number of states are starting to relax some stay-at-home rules, the U.S. general public does not think that it will be traveling for leisure or business in great numbers any time soon. Just under half (47 percent) think that they will be traveling for leisure in 2020 and half of the business travelers (51 percent) think they will be traveling for work.”
Furthermore, a quarter (26 percent) don’t expect to do any leisure travel until 2022 or later and 11 percent of business travelers think it will be that long before they travel for work again.
Other recent research suggests that some modes of travel and destinations will recover faster than others.
A Harris Poll study conducted May 1-3 found that 48 percent of Americans would not feel comfortable flying until the pandemic is fully over, even with mandatory mask policies in place. (https://www.politico.com/newsletters/morning-transportation/2020/05/06/exclusive-what-americans-are-thinking-about-flying-787377)
A survey of upstate New Yorkers from Syracuse–based ABC Creative Group and Drive Research (https://abcideabased.com/when-covid-is-over-what-will-travelers-do/) conducted April 13-16 found that 72 percent of respondents are likely to travel by personal vehicle instead of planes, trains, buses, or cruise ships, once they are able to travel again. The survey also found that the most popular intended post-quarantine destinations would be state parks (54 percent), lakes (48 percent), and shopping (41 percent).
The appeal of automobile travel, state parks, and lakes is consistent with findings from a special report issued on May 11 from Kampgrounds of America (KOA), based on a survey conducted by Cairn Consulting Group (https://koa.com/north-american-camping-report/). That report states, “Campers are most likely to say that their first trip once restrictions are lifted will be a camping trip (29 percent) while noncampers are most likely to say they will take a road trip (30 percent).” The report also asserts that camping was cited by leisure travelers as the safest type of travel in the wake of the pandemic; and that while camping trips accounted for 11 percent of pre-pandemic leisure travel, they are expected to make up 16 percent post-COVID-19.
It might be tempting to take these findings with a grain of salt, since KAO has an obvious vested interest in promoting camping. However, a recent Fox Business report that U.S. recreational vehicle dealers are reporting May sales increases of 170 percent over the same period last year, would seem to validate that the trend toward camping vacations is real and underway.
The overall picture painted by these polls appears to be that, in the near term, local and regional destinations that can be easily accessed by car or RV — especially those that are outdoors — could see a relatively quick turnaround. Those that involve air travel, large crowds, and/or confined indoor spaces very well may not rebound until 2022 or later.
Vance Marriner is research director at the Central New York Business Journal and a part-time instructor of marketing at SUNY Oswego’s School of Business.
Families of Dead Nursing-Home Residents Deserve Answers
When facing criticism, Gov. Andrew Cuomo’s administration has a simple playbook. Their first instinct is to dig in their heels. They insinuate that questions are being asked in bad faith. Legitimate oversight is waived off as politically motivated. If that doesn’t work, they try to blame President Donald Trump. Under normal circumstances, this is a
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When facing criticism, Gov. Andrew Cuomo’s administration has a simple playbook. Their first instinct is to dig in their heels. They insinuate that questions are being asked in bad faith. Legitimate oversight is waived off as politically motivated.
If that doesn’t work, they try to blame President Donald Trump.
Under normal circumstances, this is a frustrating, disappointing practice. When grieving families are looking for answers and accountability, it becomes something even worse — it’s inhumane.
More than 5,800 New Yorkers have died from COVID-19 in our nursing-home facilities, the highest such death toll in the country. For some context, California has suffered 3,300 COVID deaths across the entire state. The statistics are grim, but the stories are much worse. The New York Times reported that “terrified residents were pleading with the outside world for help” as “the bodies of dead residents piled up in makeshift morgues.”
I cannot imagine how someone could argue that those nightmarish results are acceptable. It’s hard to fathom that a leader wouldn’t want to review the procedures and decisions that caused an unmitigated disaster that claimed thousands of vulnerable lives. The governor, however, recently dismissed questions into his administration’s nursing-home policies.
“It’s the political season, I get it,” said the governor. Cuomo went on to blame President Trump, insisting that his outrageous decision to require New York nursing homes to accept COVID-19-positive patients was simply complying with CDC guidelines.
That’s not true. The CDC guidelines counsel admittance of COVID-19 patients to nursing homes on a case-by-case basis that accounts for the facility’s resources, isolation capacity, and PPE. The CDC is clear: if a facility does not meet the rigorous standards laid out in its transmission-based precautions, the patient should not be admitted until he/she is no longer a transmission risk.
The directive from the governor’s health department on March 25 was a mandate to accept positive patients, period.
The governor claims his number-one priority was our nursing home residents. That’s not true. His top priority at the time was maintaining emergency hospital capacity. It seems as though he did not want nursing-home patients who were recovering from the virus to occupy hospital beds needed for extremely ill patients requiring emergency care. In and of itself, that is not a terrible conclusion.
What’s inexcusable is sending positive patients right back to their nursing home, regardless of whether or not that facility had the ability protect its other vulnerable residents. What’s inexcusable is not pursuing other options, including isolating these recovering patients in empty hotels and dormitories. What’s unforgiveable is allowing COVID-19-positive nurses to continue working in nursing homes. What’s inexcusable is failing to develop strict isolation protocols, not delivering needed resources, and failing to hire emergency staff. Rather than develop a new plan to meet an unprecedented challenge, the governor simply shielded nursing-home operators from legal liability, stripping families of what little leverage they had to demand answers.
I’m calling for an independent investigation of the crisis in our nursing homes. We cannot let the governor blame the media. We cannot let the governor blame Washington, D.C. We need answers. It’s what our government needs to plan for the future. It’s what grieving families deserve right now.
Brian M. Kolb (R,I,C–Canandaigua) represents the 131st Assembly District, which encompasses all of Ontario County and parts of Seneca County. Contact him at kolbb@nyassembly.gov
U.S. is Disengaging from World Leadership
For decades after WWII, the U.S. stood across the world as a mighty colossus. We were the richest and strongest nation, and our history and institutions were the envy of all. Naturally, the world looked to us for leadership. U.S. presidents were routinely regarded as leaders of the West or free world. The U.S. was
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For decades after WWII, the U.S. stood across the world as a mighty colossus. We were the richest and strongest nation, and our history and institutions were the envy of all.
Naturally, the world looked to us for leadership. U.S. presidents were routinely regarded as leaders of the West or free world. The U.S. was the foremost advocate for a rules-based international order. We led through multilateral organizations like the U.N. and NATO, which we had largely shaped, and agreements like the Paris climate accord and the Iran nuclear deal.
Today, while not as dominant as we once were, we are still at the top as a global power. But we are disengaging from the role of world leader.
We are not seeing enlightened, unselfish American leadership guiding this very divided, demoralized world.
Instead of leading through cooperation with other like-minded powers, we are sliding into competition with China. The U.S. and China are the world’s leading powers. But China faces serious problems, including a slowing economy, an aging population, and enormous debt, which handicap its global ambitions.
The U.S. has its own problems, of course, including uncertain, if not erratic leadership. As the COVID-19 pandemic has made clear, President Donald Trump devalues expertise, rejects science, and prefers bilateral power politics to global leadership. He does not seek, and largely rejects, advice from U.S. global experts.
His approach has cost America a challenging opportunity to lead the world on the crucial issue of public health. For weeks, he denied the new coronavirus was a threat. Then he blamed others for failing to do more to prevent it. Disappointed with the leadership of the World Health Organization (WHO), he said we would stop funding it.
Trump appears unconcerned about the plight of people in other countries, even our allies. His “America First” approach suggests their problems are of little concern. With China, he alternates between making verbal attacks and acting nice. He is attracted to dictators but indifferent or even hostile toward allies.
He searches for scapegoats, blaming the Federal Reserve for economic problems and the Congress for much of what goes wrong.
Our disengagement creates a leadership vacuum. Not surprisingly, others are stepping in — China and the so-called middle countries, e.g. Australia and Brazil. Nations are looking for alternatives to American leadership on issues from climate change to trade to conflict resolution.
As America draws back, global issues are largely ignored, like nuclear proliferation, a threat that has dominated foreign affairs for years.
Our lack of robust leadership seriously weakens our leadership of a rules-based global order.
The world faces an endless line of problems: wars and conflicts, terrorism, cyberattacks, the rise of authoritarianism, the existential threat of climate change — and now a global pandemic that has killed hundreds of thousands. These challenges should be addressed by robust American leadership. But that’s not happening.
We are in the best position to lead with the world’s largest economy, the greatest military might, and an endless line of talented officials and citizens.
It’s not too late, but we need to assert our leadership. The world sees an aggressive China, a weakened and divided Europe, and a president’s erratic leadership. This is a time of extraordinary opportunity for the U.S. to lead.
The world needs that leadership now, more than ever.
Lee Hamilton, 89, is a senior advisor for the Indiana University (IU) Center on Representative Government, distinguished scholar at IU Hamilton Lugar School of Global and International Studies, and professor of practice at the IU O’Neill School of Public and Environmental Affairs. Hamilton, a Democrat, was a member of the U.S. House of Representatives for 34 years (1965-1999), representing a district in south central Indiana.

Delta Engineers, Architects, & Surveyors
TYLER J. KOST has joined the Delta Engineers, Architects, & Surveyors (Delta) Endwell office as an assistant engineer in the firm’s Facilities Engineering Group. He completed a 3+2 program with St. Lawrence University and Clarkson University, graduating from St. Lawrence University in 2017 and from Clarkson University in 2019. Kost plans on taking his facilities
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TYLER J. KOST has joined the Delta Engineers, Architects, & Surveyors (Delta) Endwell office as an assistant engineer in the firm’s Facilities Engineering Group. He completed a 3+2 program with St. Lawrence University and Clarkson University, graduating from St. Lawrence University in 2017 and from Clarkson University in 2019. Kost plans on taking his facilities engineer (FE) exam this year. He assists the senior project engineer with all phases of HVAC, plumbing, and fire-protection design.
MATTHEW G. KUSHNER has joined the Delta Endwell office as a senior architectural designer in its Architectural Group. He is a SUNY Broome graduate with an associate degree in civil engineering. Kushner has worked across various market segments for clients with widely varying design guidelines such as federal, state, and local agencies, as well as a broad spectrum of private-sector clients in the commercial, financial, industrial, utility, hospitality, and residential sectors.
BIANCA N. LITTLE has joined the Delta Vernon office as an engineer in the Specialty Precast Group. She graduated from Syracuse University in 2018 with a master’s degree in civil engineering with a concentration in structural engineering and graduated from SUNY Polytechnic Institute in 2016 with a bachelor’s degree in civil engineering. Little is responsible for the design and detailing of a variety of field equipment for sports facilities including safety-netting systems for major/minor-league baseball stadiums, media towers, cages, and dugouts.
KIMBERLEY FREDERICK has joined Delta as a project architect in the firm’s Architectural Group. She received her bachelor’s degree in graphics from Cornell University and earned her master’s degree of architecture from Columbia University. With more than 28 years of experience, Frederick has extensive experience working for public and higher-education facilities, corporate headquarters, army facilities, medical hospitals, and shopping centers. She has also been involved with the historic preservation of libraries, theaters, and museums, and the addition/renovation/handicap retrofit of federal buildings.
DAVID R. NEWTON has joined Delta’s Schenectady office as a senior project engineer in the firm’s Facilities Engineering Group. He is a graduate of Union College with a bachelor’s degree in mechanical engineering. Newton’s project portfolio includes work for diverse market sectors including higher education, K-12 academic institutions, and public facilities such as office spaces and health-care units.
ROBERT E. HOSKINS, III has joined FLH Medical P.C.’s Keuka Health Care. He will be seeing patients in the Medical Arts Building at 418 North St. in Penn Yan. Hoskins earned his master’s degree in nursing degree from Emory University in Atlanta and his master’s degree in science administration from Central Michigan University. He also
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ROBERT E. HOSKINS, III has joined FLH Medical P.C.’s Keuka Health Care. He will be seeing patients in the Medical Arts Building at 418 North St. in Penn Yan. Hoskins earned his master’s degree in nursing degree from Emory University in Atlanta and his master’s degree in science administration from Central Michigan University. He also received his bachelor’s degree in nursing from South University in Montgomery, Alabama. Hoskins also has a bachelor’s degree in therapeutic recreation that he received from Alabama State University. He is certified by the American Academy of Nurse Practitioners as a family nurse practitioner (FNP) and emergency nurse practitioner (ENP). Hoskins has a proven record in triage, infectious diseases, first aid, diagnostic testing, trauma, and cardiac nursing on an emergent and non-emergent basis. He served as a primary care provider for a facility of more than 1,300 inmates, while managing a staff of 11 medical technicians. Hoskins has a comprehensive background in correctional medicine, emergency medicine, home health-care nursing, as well as experience with telehealth medicine. He served as a captain in the United States Air Force, where he received an honorable discharge after eight years of active duty. Most recently, Hoskins was an emergency nurse practitioner at the University of Texas Medical Branch in Teague, Texas.

JAMES BENJAMIN has joined NBT Insurance Agency. He will serve as a business development manager with a territory that includes the Otsego County, Schoharie County, and Catskill region markets. Benjamin will provide insurance products to consumers and businesses. He brings more than 20 years of experience in sales and insurance to his new position. Prior
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JAMES BENJAMIN has joined NBT Insurance Agency. He will serve as a business development manager with a territory that includes the Otsego County, Schoharie County, and Catskill region markets. Benjamin will provide insurance products to consumers and businesses. He brings more than 20 years of experience in sales and insurance to his new position. Prior to joining NBT Insurance Agency, Benjamin was an account executive with OneGroup (formerly Gordon B. Roberts Agency) in Oneonta. He is a U.S. Army finance specialist veteran, with an associate degree in accounting from Utica School of Finance.
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