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VIEWPOINT: Building One Upstate
The keys to a healthier, more connected CNY In the 18 months since joining the team at SUNY Upstate Medical University, I continue to be impressed by our community’s sense of connection and shared responsibility. I have observed that Central New Yorkers are committed to looking out for one another. At SUNY Upstate, we take […]
Ask Rusty: Have I Saved Social Security Money by Claiming at 62?
Dear Rusty: I had to start collecting Social Security (SS) at age 62, and I am 75 now. I believe that in the last 13 years I have saved the Social Security Administration (SSA) money, so I do not know why I cannot draw my full benefits now. If I had started drawing at 65
VIEWPOINT: Employment Law Updates for 2025 in New York
As 2024 comes to a close, New York State prepares for the rollout of new employment laws and regulations in the coming year. While not an exhaustive summary, this article highlights key developments and updates in employment law for 2025. Minimum-wage increases Effective Jan. 1, 2025, the hourly minimum wage for the New York City
VIEWPOINT: Cybercrime and small business: The question is not if but when
Cyberattacks on small- and medium-sized businesses (SMB) continue to rise and will only intensify over the next few years. With the increased prevalence and cost of attacks, the absence of a safety net like cyber insurance is no longer an option SMBs can afford. Assessing the threat Ransomware is one of the most-common forms of
HISTORY FROM OHA: 17 South Salina St. – Syracuse’s Long-Lasting Clothing Emporium
On one of Syracuse’s busiest thoroughfares, one specific address — 17 South Salina St. — maintained an illustrious commercial history throughout the 19th century, in housing some of the city’s most renowned clothiers at the time. Subsequently, renumbered as 123 South Salina St. before 1890, 17 South Salina was located in the historic Lansing Building.
Ask Rusty: Confusion about IRMAA’s Impact on Taxes
Dear Rusty: In a recent article about Medicare’s “income-related monthly adjustment amount” (IRMAA) and how IRMAA affects Social Security (SS) taxes, you described which income
Ask Rusty: When Should My Wife Claim SS Benefits?
Dear Rusty: I turned 64 in July and my wife turned 62 in August. My wife has not worked for about 15 years but does qualify for Social Security (SS) on her prior work record. My wife is having some physical issues and would like to not return to work. Since she is eligible to
VIEWPOINT: IRS Clarifies 403(b) Plans’ Obligations to Part-Timers
On Oct. 3, 2024, the Internal Revenue Service (IRS) released important guidance on the obligations of 403(b) plan sponsors to their part-time employees. Under recently passed legislation that is effective Jan. 1, 2025, a long-term, part-time (LTPT) employee — one who works 500 or more hours in each of two consecutive years — must be
VIEWPOINT: Strategies for Success: Top 5 Audit & Compliance Challenges
For financial institutions The regulatory compliance environment is becoming increasingly complex for financial institutions. A multitude of challenges — ranging from representment fees and fair-lending practices to AI privacy concerns, adjustable-rate mortgage compliance, and interest-rate risk management — demand meticulous attention from internal audit and compliance teams. Here are several strategies that financial institutions can
VIEWPOINT: Revamping Your Cybersecurity Policies & Procedures
Tips and Tricks As each year passes and technology advances, businesses face an increasingly difficult task to maintain adequate security measures to protect their organizations’ assets and data. With this in mind, it is important to review your cybersecurity policies and procedures at least annually to ensure they are up to date and reflect advancements
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