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Oneida Nation upgrades air-filtration systems at SavOn, Maple Leaf Market stores
VERONA, N.Y. — Oneida Nation Enterprises says it has upgraded the air-filtration systems at all of its 16 SavOn and Maple Leaf Market stores in

Oneida County reports one new COVID-19 death, slight rise in hospitalizations
UTICA, N.Y. — Oneida County on Tuesday reported one new COVID-19-related death, bringing its total to 149. County officials also said 76 people are hospitalized

Cayuga Health, Tompkins County open additional COVID-19 testing site in downtown Ithaca
ITHACA, N.Y. — Cayuga Health and Tompkins County have opened an additional COVID-19 testing location in downtown Ithaca at 412 North Tioga St. The new

McMahon quarantining following virus exposure, tested negative
SYRACUSE, N.Y. — Onondaga County Executive Ryan McMahon on Monday said he has been quarantining following exposure to COVID-19 from a family member. “I was

Oneida County COVID-19 hospitalizations jump in last week
UTICA, N.Y. — The number of people hospitalized with COVID-19 in Oneida County hospitals has increased nearly 80 percent in the last week as the

Seneca Savings announces temporary branch closures, changes due to COVID-19
BALDWINSVILLE, N.Y. — Seneca Savings has temporarily closed its Bridgeport (town of Sullivan) and Liverpool (town of Clay) branches, effective Monday, to help reduce the

Community Bank System to pay Q4 dividend of 42 cents in January
DeWITT— Community Bank System, Inc. (NYSE: CBU) announced that it has declared a quarterly cash dividend of 42 cents per share on its common stock. The dividend will be payable on Jan. 11 to shareholders of record as of Dec. 14. The dividend is the same amount that Community Bank paid last quarter, after it
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DeWITT— Community Bank System, Inc. (NYSE: CBU) announced that it has declared a quarterly cash dividend of 42 cents per share on its common stock.
The dividend will be payable on Jan. 11 to shareholders of record as of Dec. 14. The dividend is the same amount that Community Bank paid last quarter, after it increased the payment from the previous dividend of 41 cents a share.
The new dividend of 42 cents represents an annualized yield of more than 2.5 percent, based on Community Bank’s current stock price.
DeWitt–based Community Bank System operates more than 230 branches across upstate New York, northeastern Pennsylvania, Vermont, and western Massachusetts through its banking subsidiary, Community Bank, N.A. With assets of more than $13.8 billion, the banking company is among the nation’s 125 biggest financial institutions.

New York soybean production jumped almost 40 percent this year, according to USDA forecast
New York farms are estimated to have produced 15 million bushels of soybeans in 2020, up 39 percent from 10.8 million bushels in 2019, according to a USDA National Agricultural Statistics Service forecast issued on Nov. 10. That estimate was unchanged from the agency’s October forecast. New York farms are projected to have harvested an
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New York farms are estimated to have produced 15 million bushels of soybeans in 2020, up 39 percent from 10.8 million bushels in 2019, according to a USDA National Agricultural Statistics Service forecast issued on Nov. 10. That estimate was unchanged from the agency’s October forecast.
New York farms are projected to have harvested an estimated 300,000 acres of soybeans this year, up 33 percent from 225,000 acres last year. That forecast was also unchanged from October’s reading.
The total yield per acre in the Empire State is estimated to average 50 bushels of soybeans in 2020, up 2 bushels from the 2019 average and unchanged from the October forecast.
Nationally, U.S. farms are expected to have produced an estimated 4.17 billion bushels of soybeans this year, up more than 17 percent from their 2019 production total, according to the USDA. That forecast is down from October, when the department projected national production of 4.27 billion bushels of soybeans this year and a 20 percent increase.
Though its output grew, the Empire State accounted for less than 0.4 percent of total U.S. production of this crop in 2020, per the USDA.

Small Business Spotlight: Justin’s Canine Campus to expand in 2021
CLAY — Justin’s Canine Campus opened in 2014 as the self-funded project of owners Justin Bonn and Carrie Lindley. While the pet industry has been experiencing explosive growth, Justin and Carrie are specializing their services to meet all their clients’ needs. Ten businesses in their marketing area may offer similar services, but they are one
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CLAY — Justin’s Canine Campus opened in 2014 as the self-funded project of owners Justin Bonn and Carrie Lindley. While the pet industry has been experiencing explosive growth, Justin and Carrie are specializing their services to meet all their clients’ needs. Ten businesses in their marketing area may offer similar services, but they are one of only two that provide daycare, training, and grooming services.
Justin and Carrie knew they had what it would take to start and operate a successful business in the pet industry because they had extensive firsthand experience and knowledge. Bonn spent 23 years working with dogs in various environments. He has managed dog-daycare centers across the country, specialized in behavior evaluations for animal shelters and rescue groups, and has provided animal advocacy and rescue for animal control. Lindley is a practicing medical social worker at St. Joseph’s Hospital Health Center in Syracuse, where she has worked for the last 21 years. She has a background in business management and her canine experience includes obedience training, canine fostering, and breeding.
With all their combined skills, it was no surprise that in the first six months of their business the pair averaged servicing a whopping 25 dogs per day. By the end of their first year, they were up to an average of 40 dogs a day, with continued monthly growth after that. During their second year of operation, Bonn and Lindley expanded their services by hiring a full-time, experienced groomer. Their business was debt free after just one and a half years of operation. After only three years, they had reached maximum capacity and had to start a wait list for new clients.

Justin’s Canine Campus, located at 8075 Oswego Road in the town of Clay, has won multiple local awards including an SBA 2020 Small Business Excellence Award, 2018 Syracuse New Times Best of Syracuse award (for “best pet daycare” and “best animal whisperer”), and the 2018 Best of Liverpool Award in the category of “pet sitting & exercising services.” After so much achievement and growth in the past six years, the business owners knew that it was the time to expand.
Expansion
Justin and Carrie were referred to me at the Onondaga Small Business Development Center (SBDC), located at Onondaga Community College (OCC), by their real-estate broker.
Lindley had this to say about her experience working with the SBDC: “Keyona was incredible to work with and helped us with everything. She helped us develop our business plan, understand the numbers, and prepare for our presentation to board members for the loan.”
Everything was going well — Bonn and Lindley were approved for their loan and waiting on the town for zoning changes when COVID-19 hit suddenly in March. So, like so many other business owners, they had to put their plans for expansion on hold and pivot to meet the changes in their industry. Carrie explained, “We began training a new employee now — rather than waiting until we expanded — as a second groomer, which has increased our grooming appointments and profit. We implemented a new option for training clients that allows them to book phone-consultation appointments for a set fee. We have implemented several safety measures to protect our team and clients. Masks are required for all in the building, we limited the number of clients allowed in the lobby, provided hand sanitizer throughout the building, put a thermometer on site for employee use, and posted COVID safety guidelines for employees and clients.”
Justin and Carrie are now in the process of moving forward with their expansion and they are planning to stay within the Liverpool area to remain available for their current customer base. The target date for opening in their new location is the fall of 2021.

“By expanding, we will be able to eliminate the wait list for daycare, reduce the wait time for grooming appointments (we are currently booked six to eight weeks out and would like to reduce this to less than four weeks), increase our group obedience class size to accommodate more people, offer daytime private lesson appointments (which will reduce the wait times for these appointments, as well), and offer a new individualized training program during daycare,” Lindley explains. “The expansion will create job growth as we anticipate needing another groomer — we are currently training an employee to fill this role — and the need for 2-3 more daycare employees.”
Bonn and Lindley created a great small business with a loyal customer base by exemplifying one of the cardinal rules of building a successful business: know your industry. As challenges created by COVID-19 drag on, the owners of Justin’s Canine Campus will remain dedicated to their customers, their staff, and excellence in their industry.
Advisor’s tip: When contemplating expansion, make sure it is sustainable based on long-term financial indicators of growth and not just an industry influx or busy season that will fade quickly.
Keyona Kelly is a certified business advisor at the SBDC, located at OCC. Contact her at k.r.kelly@sunyocc.edu

Chemung Financial to pay quarterly dividend of 26 cents in early January
ELMIRA — Chemung Financial Corp. (NASDAQ: CHMG) recently announced that its board of directors has approved a quarterly cash dividend of 26 cents a share for the fourth quarter. The dividend is payable on Jan. 4, to common stock shareholders of record as of the close of business on Dec. 21 At the banking company’s
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ELMIRA — Chemung Financial Corp. (NASDAQ: CHMG) recently announced that its board of directors has approved a quarterly cash dividend of 26 cents a share for the fourth quarter.
The dividend is payable on Jan. 4, to common stock shareholders of record as of the close of business on Dec. 21
At the banking company’s current stock price, the dividend yields just over 3 percent annually.
Elmira–based Chemung Financial is a $2.2 billion financial services holding company that operates 32 branches through its main subsidiary, Chemung Canal Trust Company, a full-service community bank with full trust powers.
Established in 1833, Chemung Canal Trust says it is the oldest locally owned and managed community bank in New York state. Chemung Financial is also the parent of CFS Group, Inc., a financial-services subsidiary offering mutual funds, annuities, brokerage services, tax-preparation services, and insurance, as well as Chemung Risk Management, Inc., an insurance company based in Nevada.
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