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Ask Rusty: I’m Turning 70 Soon. When Should I Apply for Social Security?
Dear Rusty: I have a simple question: I will turn 70 [soon], and want to start my Social Security (SS) benefits in [the same month I do that]. [How soon] should I file my claim? Have there been delays with the reductions in Social Security Administration (SSA) staff? Thank you for your help. Signed: Ready […]
A Moment of Momentum: Building the Future of the Mohawk Valley
As we advance into the second half of 2025, our region finds itself at a pivotal moment, characterized by both challenges and opportunities. At Mohawk Valley EDGE, we are working with urgency and optimism to ensure that our region not only navigates at this moment but also emerges stronger, more resilient, and more inclusive than
VIEWPOINT: The Keys to the Mohawk Valley’s Resurgence
I’m often asked what happened that transformed the Mohawk Valley or more specifically what was Oneida County’s role in its resurgence. While there are many factors that have impacted our growth over the past several years, there are some significant projects and actions that played a major role in our growth. The one area that
Ask Rusty: What is the Formula for Deciding When to Claim SS?
Dear Rusty: I am curious about the “formula” to decide when to take Social Security (SS) while still working. I am past the full retirement age (FRA). How do you best address such? Should we schedule a call? Signed: Wondering When Dear Wondering When: Well, you can always contact us by phone on (888) 750-2622
VIEWPOINT: Online business fraud continues to increase
We’re all aware of the many ways that scammers are working to defraud individuals out of their hard-earned money. But small businesses continue to be in the crosshairs of today’s online criminals. The Federal Trade Commission (FTC) highlights a wide range of fraudulent schemes targeting businesses, including scams involving fake invoices and unordered merchandise, online
VIEWPOINT: Parsing through the economic data & gauging the outlook
I’d like … to share my assessment of recent economic data and how it’s informing my outlook for the economy. Particularly, I’ll explain what the data are telling us in light of economic uncertainty, and how I expect the effects of tariffs to take shape. Now is when I must give the standard Fed disclaimer
VIEWPOINT: A Warning for New York State’s Energy Policy
On June 24, New York State’s electricity grid nearly blew a fuse. That day was extremely hot, and air conditioning was working overtime. The New York Independent System Operator (NYISO), the entity running New York’s electricity grid, declared the so-called “Energy Warning.” How bad was it? According to NYISO, an energy warning is issued when
VIEWPOINT: Community Bank, Credit Union Strategies for Building Brand Reputation
Reputation is the cornerstone of trust in community banking, and it is essential for local banks and credit unions to maintain a positive, pristine reputation in their local communities. Here are a few ways to accomplish this critical goal: 1. Prioritize transparency and communication: Maintaining open communication with your community is vitally important, as it
Ask Rusty: Can I Switch to a Taxi Driver Job Without Hurting my Social Security?
Dear Rusty: I I opted to draw my Social Security (SS) retirement benefit early and work part time. The company I work for has decided to pull me from field work due to my age and health. Although they are great keeping me at 20 hours per week running for parts and doing office work,
SMALL BUSINESS SPOTLIGHT: Syracuse Boat Tours – Making Waves in The Community
During the summer of 2024, a new boat tour company made its way onto the waters of the Seneca River and Onondaga Lake. Syracuse Boat Tours provides locals and visitors the opportunity to gain an appreciation for the Central New York area and the beauty it has to offer. Annette Peters, the company’s owner, is
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