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Employer-sponsored health-insurance costs rose 6% in 2021
Total health-benefit costs rose 6.3 percent, on average, in 2021, reaching $14,542 per employee among all U.S. employer health-plan sponsors with 50 or more employees. That’s according to the annual Mercer “National Survey of Employer-Sponsored Health Plans” for 2021, which the firm released Dec. 13. The rise follows last year’s increase of just 3.4 percent, according to […]
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Total health-benefit costs rose 6.3 percent, on average, in 2021, reaching $14,542 per employee among all U.S. employer health-plan sponsors with 50 or more employees.
That’s according to the annual Mercer “National Survey of Employer-Sponsored Health Plans” for 2021, which the firm released Dec. 13.
The rise follows last year’s increase of just 3.4 percent, according to Mercer. The firm says employees and their families resumed care after avoiding it last year due to the pandemic. Employers also halted traditional cost-management strategies — like shifting cost to employees — as they focused on improving health-care affordability and access to mental-health care for their workforce.
With the highest annual increase since 2010, health-benefit cost outpaced growth in inflation and workers’ earnings through September, raising the question of whether employers are seeing a temporary correction to the cost trend, or the start of a new period of higher cost growth, Mercer posited.
Employers are projecting — on average —a “fairly typical” cost increase of 4.4 percent for the year ahead.
“Employers seem optimistic that this year’s sharp increase is simply a result of people getting back to care,” Mercer’s chief actuary, Sunit Patel, said in a release.
However, he cautioned that a number of factors could result in ongoing cost growth acceleration. “At the top of the list of concerns are higher utilization due to “catch-up” care, claims for long COVID, extremely high-cost genetic and cellular drug therapies, and possible inflation in healthcare prices,” he said.
Mercer suggested that in a tight labor market, employers can optimize health-benefit value with quality initiatives, virtual care, and personalization of benefits.

Survey: 4 of 10 workers to look for new jobs in 1st half of 2022
More than four in 10 workers surveyed (41 percent) said they plan to look for a new job in the first half of 2022, up from 32 percent six months ago. The top reasons are to secure a salary boost (54 percent), better benefits and perks (38 percent), and the ability to work remotely permanently (34 percent).
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More than four in 10 workers surveyed (41 percent) said they plan to look for a new job in the first half of 2022, up from 32 percent six months ago.
The top reasons are to secure a salary boost (54 percent), better benefits and perks (38 percent), and the ability to work remotely permanently (34 percent).
That’s according to research from Robert Half, a Menlo Park, California–based talent solutions and business-consulting firm. The company’s biannual job-optimism survey of more than 2,400 professionals tracks worker sentiment on current and future career prospects and reveals key implications for employers.
The survey also found that those most likely to start job searching are Gen Z professionals (52 percent), employees who have been with their company for 2-4 years (49 percent), and technology workers (47 percent).
In addition, the survey found that 28 percent of professionals planning to look for a new job would quit without another one lined up.
“This is the first time in my 37-year staffing career that I’ve seen so much movement in the market and so many opportunities for workers at all levels,” Paul McDonald, senior executive director at Robert Half, said in a news release about the firm’s research report. “With nearly half their workforce poised to make a move, companies should be highly concerned about retention in the coming months.”
Regardless of job-search plans, 87 percent of workers surveyed feel confident about their current skill set and 61 percent plan to seek a promotion as the next step in their career. Yet, 41 percent feel they don’t have a clear path for advancement at their current company. Moreover, over one-third of employees (34 percent) feel performance discussions with their manager are ineffective and don’t help them reach their professional goals.
“In today’s environment, workers are in the driver’s seat,” McDonald noted. “To help keep their best on board, managers should have regular check-ins with their direct reports to discuss career goals, development plans and what could make their employee experience better.”
Drawn to remote work
When considering their career options, the survey found 54 percent of professionals expressing interest in fully remote positions at companies based in a different city or state from where they live.
Employers recruiting for open roles should look “far and wide,” per the Robert Half release.
“Your next great hire could be miles away,” McDonald said. “Companies that embrace remote work options and provide a seamless onboarding experience will have the best chance of bringing in — and keeping — top talent.”
CNY regions post improved jobless rates, job growth in November
Unemployment rates in the Syracuse, Utica–Rome, Watertown–Fort Drum, Binghamton, Ithaca, and Elmira regions continued to improve compared to a year ago as the Central New York regions’ job markets rebound from the worst effects of the pandemic. The figures are part of the latest New York State Department of Labor data released Dec. 21. In addition,
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Unemployment rates in the Syracuse, Utica–Rome, Watertown–Fort Drum, Binghamton, Ithaca, and Elmira regions continued to improve compared to a year ago as the Central New York regions’ job markets rebound from the worst effects of the pandemic.
The figures are part of the latest New York State Department of Labor data released Dec. 21.
In addition, the Syracuse, Utica–Rome, Watertown–Fort Drum, Binghamton, Ithaca, and Elmira regions all gained jobs between November 2020 and this past November, ranging from 0.7 percent growth to 5.4 percent growth.
That’s according to the latest monthly employment report that the New York State Department of Labor issued Dec. 16.
Regional unemployment rates
The jobless rate in the Syracuse area fell to 3.8 percent in November from 5.8 percent in November 2020.
The Utica–Rome region’s rate fell to 4 percent from 6 percent; the Watertown–Fort Drum area’s number dipped to 4 percent from 5.5 percent; the Binghamton region posted a rate of 3.9 percent, down from 5.9 percent; the Ithaca area hit 2.9 percent unemployment, down from 4.6 percent; and the jobless rate in the Elmira region was 4 percent in November, down from 6.6 percent in the same month a year ago.
The local-unemployment data isn’t seasonally adjusted, meaning the figures don’t reflect seasonal influences such as holiday hires.
The unemployment rates are calculated following procedures prescribed by the U.S. Bureau of Labor Statistics, the state Labor Department said.
State unemployment rate
New York state posted an unemployment rate of 6.6 percent in November, down from 6.9 percent in October and 8.7 percent in November 2020, according to the department’s data.
The 6.6 percent jobless rate for New York was significantly higher than the U.S. unemployment rate of 4.2 percent in November.
The federal government calculates New York’s unemployment rate partly based upon the results of a monthly telephone survey of 3,100 state households that the U.S. Bureau of Labor Statistics conducts.
November jobs data
The Syracuse region gained 2.100 jobs in the past year, a rise of 0.7 percent, the smallest increase among the Central New York regions.
The Utica–Rome metro area picked up 2,700 positions, a gain of 2.3 percent; the Watertown–Fort Drum region added 2,100 jobs, a rise of 5.4 percent (the largest increase of the CNY regions); the Binghamton area gained 2,100 jobs, up 2.2 percent; the Ithaca region gained 1,100 jobs, an increase of 1.9 percent; and the Elmira area added 800 jobs in the past year, a gain of 2.3 percent.
New York state as a whole gained more than 308,000 jobs, an increase of 3.5 percent, in the last 12 months. The state economy also gained 23,600 jobs, a 0.3 percent rise, from October to November, the state Labor Department said.
VIEWPOINT: N.Y.’s Minimum Salary Level to Qualify for Executive Exemptions Will Rise
Ever since the New York State Department of Labor (NYSDOL) announced an increase in the minimum wage from $12.50 per hour to $13.20 an hour in areas outside of New York City, and Nassau, Suffolk, and Westchester counties effective Dec. 31, 2021, we have been expecting a proportionate increase in the minimum weekly salary to qualify for
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Ever since the New York State Department of Labor (NYSDOL) announced an increase in the minimum wage from $12.50 per hour to $13.20 an hour in areas outside of New York City, and Nassau, Suffolk, and Westchester counties effective Dec. 31, 2021, we have been expecting a proportionate increase in the minimum weekly salary to qualify for the executive and administrative exemptions. For the last few years, the minimum weekly salary to qualify for the executive and administrative exemptions has been 75 times the minimum hourly wage. The NYSDOL has confirmed that this proportionate increase will occur effective on Dec. 31.
The following question and answer are included on the department’s minimum wage FAQ page:
Will the minimum weekly salary for overtime-exempt administrative and executive employees increase on Dec. 31, 2021?
Yes. Each time the New York State minimum wage increases, the state’s minimum salary required for executive and administrative employees will increase proportionately. On Dec. 31, the state minimum weekly salary for administrative and executive employees will range from $990 per week for employees in New York state, to $1,125 per week for employees who work in Nassau, Suffolk, and Westchester counties and in New York City for any size employer and fast-food establishments.
So, effective on Dec. 31, the minimum weekly salary to qualify for the executive and administrative exemptions in areas outside of New York City, Nassau, Suffolk, and Westchester counties will be $990 per week. The minimum weekly salary to qualify for the executive and administrative exemptions in New York City, Nassau, Suffolk, and Westchester counties will be $1,125 per week. There is no minimum weekly salary under New York law to qualify for the professional exemption. However, with a few exceptions (such as for teachers, doctors, and lawyers), employers still must comply with the federal minimum weekly salary of $684 in order to classify employees as exempt under the professional exemption.
Subhash Viswanathan is a member (partner) at Bond, Schoeneck & King PLLC in Syracuse. Viswanathan represents employers in many different industries on labor and employment issues. Contact him at suba@bsk.com. This viewpoint is drawn from the firm’s New York Labor and Employment Law Report.
Ask Rusty: How Do I Apply for Social Security Benefits?
Dear Rusty: I would like some advice concerning Social Security. In January, I will be 62.5 years old. I was laid off two years ago and have not had a steady income since (though I still have bills to pay). I also did not qualify for unemployment. Therefore, what little I had for “retirement” is
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Dear Rusty: I would like some advice concerning Social Security. In January, I will be 62.5 years old. I was laid off two years ago and have not had a steady income since (though I still have bills to pay). I also did not qualify for unemployment. Therefore, what little I had for “retirement” is now gone. For this reason, I have been seriously considering applying for Social Security as soon as I’m able. I remember reading something that said I should begin the “paperwork” three months ahead of time. I’d like to begin that process, but don’t know where to start. Could you guide me to the right place?
Signed: Ready to Claim Benefits
Dear Ready to Claim: Sorry to hear of your loss of employment and your current financial struggle, but the Social Security benefits you earned from a lifetime of working are there for you. Here’s what you need to know about applying for Social Security:
Since you are already 62 years of age, you can apply for your Social Security at any time now. The process is fairly simple, especially if you apply online, which you can do at www.ssa.gov. Just click on the “Retirement” icon and you will see a link to the online application. You simply complete the application, save it if you need more time to work on it, and later when you’re done, submit it online to the Social Security Administration (SSA). Before you do that, however, you’ll need to create your personal “my Social Security” online account, which is easy to do at www.ssa.gov/myaccount. Once you have your online account set up you can fill out and submit the online application. Of course, you can also apply via telephone by calling either the national Social Security service center at 1-800-772-1213, or your local Social Security office to make an appointment to apply. But applying online at www.ssa.gov is by far the most efficient way.
You can apply for your Social Security benefits up to four months before the month you wish your payments to start. On the application, you will tell the SSA which month you want your benefits to begin so you can apply before you want to start benefits. Since you’re applying before your full retirement age of 66 years and 10 months, there are a couple of things to keep in mind:
• By claiming at age 62 ½, your benefit amount will be permanently reduced by about 29 percent. You only get your full benefits if you wait to claim until your full retirement age (FRA) which for you is 66 years and 10 months; claiming any earlier means a permanently reduced benefit.
• If you claim before your FRA and you return to work, you’ll be subject to an “earnings test” which limits how much you can earn from working while collecting early Social Security benefits. The 2022 earnings limit is $19,560 and if that is exceeded, the SSA will take back $1 for every $2 you are over the limit (half of what you exceed the limit by). The earnings limit will apply until you reach your full retirement age, and the allowable earnings are more in the year you reach FRA.
Applying online for Social Security benefits is a reasonably easy process, and if you have even moderate computer skills you shouldn’t be intimidated by the thought. But if you are, simply call the SSA and request an appointment to apply. It will walk you through the application process.
Russell Gloor is a national Social Security advisor at the AMAC Foundation, the nonprofit arm of the Association of Mature American Citizens (AMAC). The 2.4 million member AMAC says it is a senior advocacy organization. Send your questions to: ssadvisor@amacfoundation.org.
Author’s note: This article is intended for information purposes only and does not represent legal or financial guidance. It presents the opinions and interpretations of the AMAC Foundation’s staff, trained and accredited by the National Social Security Association (NSSA). The NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity.
OPINION: COVID funds used to make snow, hire band, & outright fraud
Looking back at how some of the $2.2 trillion in CARES Act money was spent is a lesson in why we don’t need another multi-trillion-dollar spending bill — they are always fraught with waste and abuse. When Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act in the Spring of 2020, it directed states
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Looking back at how some of the $2.2 trillion in CARES Act money was spent is a lesson in why we don’t need another multi-trillion-dollar spending bill — they are always fraught with waste and abuse.
When Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act in the Spring of 2020, it directed states to funnel funds and provide oversight of spending to the state’s counties based on their population size.
Uintah County, Utah used the money to build a tubing hill
According to the Salt Lake Tribune, last January, Uintah County opened a brand-new Buckskin Hills snow hill, complete with snowmakers, snow guns, a tow rope, and more than a dozen runs for tubing, skiing, and snowboarding.
The price tag for the attraction could be half a million dollars or more, and it all came from federal dollars meant for the pandemic response. That has some struggling business owners and county residents raising eyebrows.
Uintah County received $5.1 million. Most of that money, about $3.6 million, went to two rounds of economic recovery grants for local businesses according to a public-records request. Another $114,000 went to two local artists to paint murals.
But the Tribune found that some business owners were left behind.
“I had to sell my house just to make this all work. This COVID grant would’ve been a godsend to me,” Darryl Andersen, owner of Wet and Wild Rentals told the Tribune. He said he was twice denied an economic recovery grant for his event rental business.
Westfield, New Jersey bought tote bags still sitting in a warehouse
According to the New Jersey Globe, in 2020 the town of Westfield used some of its stimulus money to buy 2,000 canvas tote bags that were never distributed and have been sitting in boxes at the Department of Public Works since last year.
The tote bags were part of a federally funded Holiday Visitors Center set up in a vacant storefront and staffed by paid “ambassadors” who were hired “to patrol our downtown streets starting in mid-November and continuing every day through Christmas.”
The $8,000 tote bag plan — part of a $72,530 grant to help jumpstart a downtown economy that has seen multiple store closings as a result of the coronavirus pandemic — were to “emblazon a ‘Shop Local, Shop Safe, Shop Westfield’ message on them.”
“The canvas bags were never intended to be fully distributed during last year’s holiday season,” Bob Zuckerman, the executive director of the Downtown Westfield Corporation told the Globe. “We will continue to distribute them throughout the year including at special events such as Girl’s Night Out, Sweet Sounds Downtown and during this year’s holiday season.”
But the grant application for the Downtown Westfield Covid Relief program pledged the distribution of the tote bags in during the 2020 holiday season.
Connecticut state lawmaker charged with scheme to steal $600K in CARES money
The U.S. Attorney for the District of Connecticut recently charged a state lawmaker and a West Haven city employee with creating a phony investment group last February, that fraudulently billed the City of West Haven and its “COVID-19 Grant Department” for consulting services purportedly provided to the West Haven Health Department that were not performed. From February 2021 through September 2021, the City of West Haven paid Compass Investment Group a total of $636,783.70.
According to a news release from the U.S. attorney’s office, Michael DiMassa appears to have been using the money to gamble. The complaint alleges that DiMassa made several large cash withdrawals from the Compass Investment Group LLC bank account, some of which were made shortly before or after he was recorded as having made a large cash “buy-in” of gaming chips at the Mohegan Sun Casino.
According to the Connecticut Mirror, West Haven officials also spent tens of thousands of dollars in federal COVID relief funding on Christmas decorations, payments to a city councilman’s business — and a marching band that performed at the city’s Memorial Day parade.
Catherine Mortensen is the VP of communications at Americans for Limited Government (ALG). The organization says it is a “non-partisan, nationwide network committed to advancing free-market reforms, private property rights, and core American liberties.”
OPINION: Religion Plays an Important Role in Public Life
The question of what role religion should play in American public life is difficult and controversial. It produces a lot of heated debate and no easy answers. My view is that religion has a role to play in our political life and that its impact on our democracy is largely positive. It’s true that religion can
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The question of what role religion should play in American public life is difficult and controversial. It produces a lot of heated debate and no easy answers.
My view is that religion has a role to play in our political life and that its impact on our democracy is largely positive.
It’s true that religion can be misused in politics. Some politicians wield religion as a weapon, using it to support their positions; they argue, in effect, that God is on their side. We pay attention to political figures’ religious beliefs and practices and may often question whether they are sincere — suspecting their displays of religion are for show.
Not surprisingly, Americans have debated where to draw the line between religion and government since the beginning.
The founders, who were not uniform in their religious views, left room for disagreement. In the Declaration of Independence, they said we owe our rights to “our creator,” but the Constitution doesn’t refer to God. State constitutions often reference God or the divine.
However, religious language is ubiquitous in American life. The Pledge of Allegiance refers to “one nation under God.” Our currency bears the motto “In God we trust.” Almost all presidents and most members of Congress have been affiliated with a church and identified as Christian.
Americans have mixed views on these matters. According to Pew Research Center surveys, just over half say it’s important for the president to have strong religious beliefs, and roughly half say the Bible should influence U.S. laws. About a third say that government policies should support religious values; a majority say churches should “stay out of politics.”
In fact, churches are not infrequently restricted by law in their political activity, despite constitutional protection of free speech and religious freedom. We’ve long had laws to prevent churches and other tax-exempt nonprofits and charities from participating in election campaigns.
The First Amendment enshrines freedom of religion as a fundamental right: Government can’t prohibit the free exercise of religion, and it can’t compel religious practice. Thomas Jefferson famously wrote that the amendment created a “wall of separation” between church and state.
Some Americans argue that means there should be no connection between religion and government.
My view is that religion is integral to people’s lives and should be a part of our political discourse. Why? It focuses our attention on transcendent purposes, not just our own self-interest.
Faith traditions teach that we are all children of the same God or part of the same web of life. Religion fosters qualities of compassion and empathy, which is needed in public life. Some think of religion as being aligned exclusively with conservative politics, but that isn’t always the case. Churches and clergy have been at the forefront of efforts to abolish slavery, welcome immigrants, promote civil rights, and prevent war.
Religion and politics are certainly separate spheres. Religion is concerned with faith, beliefs, spirituality and morality, and, in some traditions, eternity. The primary business of politics is, of course, political power. Sometimes religion and politics seem diametrically opposed. Those of us who participate in politics must be careful when we bring religion into the public arena. The temptation is to suggest God approves of our political views and is on our side on the issues.
But religion can be an antidote to the selfishness, cynicism, and nihilism that often infect our politics. For that reason, I hope religion continues to play a role in our public life.
Lee Hamilton, 90, is a senior advisor for the Indiana University (IU) Center on Representative Government, distinguished scholar at IU Hamilton Lugar School of Global and International Studies, and professor of practice at the IU O’Neill School of Public and Environmental Affairs. Hamilton, a Democrat, was a member of the U.S. House of Representatives for 34 years (1965-1999), representing a district in south central Indiana.

JENNIFER J. LOVELL has joined Bowers & Company CPAs, PLLC to lead its new matrimonial & forensics niche. She will be director of matrimonial and forensic services, located in Bowers’ Syracuse office. Lovell is a certified public accountant (CPA), specializing in business valuation. She has over 20 years of experience in public accounting, providing accounting,
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JENNIFER J. LOVELL has joined Bowers & Company CPAs, PLLC to lead its new matrimonial & forensics niche. She will be director of matrimonial and forensic services, located in Bowers’ Syracuse office. Lovell is a certified public accountant (CPA), specializing in business valuation. She has over 20 years of experience in public accounting, providing accounting, business advisory, corporate tax, and accounting services to clients. Prior to her experience in public accounting, she worked within private industry. Lovell received her bachelor’s degree in accounting from SUNY Oswego and her MBA in finance & accounting from Syracuse University. She is a certified valuation analyst who performs business valuations for the purposes of business acquisitions, dispositions, buy-sell agreements, estate valuations, gift taxes, matrimonial proceedings, and litigation services. She is a certified divorce financial analyst and is also certified in financial forensics. Lovell has focused her practice on matrimonial matters and litigation support.

Fust Charles Chambers LLP, a CPA firm in Syracuse, has hired the following individuals to help service the firm’s manufacturing, health care, not-for-profit, and other professional service and family-owned businesses. CHIARA ARMSTRONG joined the firm as a tax associate. Armstrong received her bachelor’s degree in accounting from Le Moyne College. She is currently working to
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Fust Charles Chambers LLP, a CPA firm in Syracuse, has hired the following individuals to help service the firm’s manufacturing, health care, not-for-profit, and other professional service and family-owned businesses. CHIARA ARMSTRONG joined the firm as a tax associate. Armstrong received her bachelor’s degree in accounting from Le Moyne College. She is currently working to complete the examination requirements to earn her CPA license.
KENDRA WILLIAMS joined Fust Charles Chambers as an audit associate. Williams received her bachelor’s degree in business administration from SUNY Oswego and is also working toward her bachelor’s in accounting from SUNY Oswego. She is also currently working to complete the examination requirements to earn her CPA license.

SARA KAMPF has been promoted to interactive design manager at C & D Advertising. In her new role, she will be responsible for web development, marketing-automation software along with graphic design and collaborating closely with clients on all aspects of design. Kampf has been an integral part of the C & D team for the
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SARA KAMPF has been promoted to interactive design manager at C & D Advertising. In her new role, she will be responsible for web development, marketing-automation software along with graphic design and collaborating closely with clients on all aspects of design. Kampf has been an integral part of the C & D team for the past three years, working closely with clients on all aspects of design.
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