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Retail Council of New York State partners with Albany firm to boost insurance offerings for members
ALBANY, N.Y. — The Retail Council of New York State has a new insurance partnership that allows the organization to offer a full suite of insurance products to its members. The Retail Council has partnered with Albany–based Mohawk Insurance Services, Inc., per a March 6 announcement. The new partnership represents an expansion of its insurance […]
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ALBANY, N.Y. — The Retail Council of New York State has a new insurance partnership that allows the organization to offer a full suite of insurance products to its members.
The Retail Council has partnered with Albany–based Mohawk Insurance Services, Inc., per a March 6 announcement. The new partnership represents an expansion of its insurance program, it noted.
The Retail Council, also headquartered in Albany, is a statewide trade association representing thousands of stores that range in size from sole-proprietor businesses to national and international brands. It describes itself as the “exclusive voice” for the retail industry in New York.
In addition to workers’-compensation insurance, the Retail Council now offers general liability, commercial property, auto, cyber liability and more. The relationship is designed to make the organization a “one-stop insurance source” for businesses across New York.
The Retail Council members receive a free consultative review of all insurance policies, free insurance quotes through numerous providers, premium savings and enhanced insurance coverage, and “dedicated” support and service.
“One of the biggest mistakes businesses make is not reviewing their insurance policies frequently enough,” Matt Franzese, manager of insurance services at the Retail Council, said. “We can take a look at all of your policies to make sure you’re getting the best rates, and our new partnership with Mohawk makes us even more competitive.”

New York manufacturing index falls further in March
The Empire State Manufacturing Survey general business-conditions index fell 19 points in March to -24.6 as new orders and shipments declined. The index had climbed 27 points in February to -5.8. The general business-conditions index is the monthly gauge on New York’s manufacturing sector. The March reading — based on firms responding to the survey
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The Empire State Manufacturing Survey general business-conditions index fell 19 points in March to -24.6 as new orders and shipments declined.
The index had climbed 27 points in February to -5.8. The general business-conditions index is the monthly gauge on New York’s manufacturing sector.
The March reading — based on firms responding to the survey — indicates business activity “continued to decline” in the state, the Federal Reserve Bank of New York said in its March 15 report.
A negative index number indicates a decline in the state’s manufacturing sector, while a positive reading points to expansion or growth in manufacturing activity.
The survey found 20 percent of respondents reported that conditions had improved over the month, while 45 percent said that conditions had worsened, the New York Fed said.
It also found that new orders dropped significantly and shipments declined modestly.
The New York Fed distributes the Empire State Manufacturing Survey on the first day of each month to the same pool of about 200 manufacturing executives in New York state. On average, about 100 executives return responses.
Survey details
The new-orders index fell 14 points to -21.7, indicating that orders declined substantially, and the shipments index dropped 14 points to -13.4, pointing to a decline in shipments, the New York Fed said.
The unfilled-orders index came in at -6.7, a sign that unfilled orders continued to decline. At -7.6, the delivery-times index was negative for a second straight month, indicating that delivery times shortened. The inventories index moved down 8 points to -1.9, indicating that inventory levels held steady.
The index for number of employees fell 4 points to -10.1, its second consecutive negative reading, indicating that employment levels continued to decline. The average-workweek index dipped 6 points to -18.5, its lowest level since early in the pandemic, indicating that hours worked fell for a fourth straight month.
Input prices and selling prices increased at a slightly slower pace than the previous month, the New York Fed said. The prices-paid index fell 3 points to 41.9, and the prices-received index moved down 6 points to 22.9.
The index for future business conditions declined 12 points to 2.9, suggesting that manufacturing firms do not expect activity to improve much over the next six months.
New orders and shipments are expected to increase modestly, and employment is expected to be somewhat higher.
The index for future prices paid fell 18 points, suggesting that, looking ahead, manufacturers expect slower input-price increases than they were anticipating the prior month. The capital-spending index and technology-spending index both fell to 13.3.
OPINION: Upstate Business Survey Should Be a Call to Action for Albany
New York’s business community has expressed deep concerns regarding the direction of the state and its financial outlook, but it does not appear businesses will be getting much relief anytime soon. As such, the most-recent iteration of the Siena College annual Upstate New York Business Leaders Survey indicates a grim outlook from CEOs trying to navigate
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New York’s business community has expressed deep concerns regarding the direction of the state and its financial outlook, but it does not appear businesses will be getting much relief anytime soon. As such, the most-recent iteration of the Siena College annual Upstate New York Business Leaders Survey indicates a grim outlook from CEOs trying to navigate New York’s rocky economic waters.
The survey’s results are startling. Of those asked, only 19 percent of upstate CEOs expect economic improvements in 2023. Further, just 23 percent of respondents reported an improvement in economic conditions from last year, and 54 percent of respondents said things have already worsened year over year. Inflation, which is still running hot at 6 percent, continues to wreak havoc on the business community, and three-quarters of those asked indicated they are having trouble filling open positions.
With the pandemic’s lockdowns and restrictions behind us, one would expect a much-greater sense of optimism about an economic rebound moving forward. Assembly Republicans repeatedly stated that the state’s businesses should not be forced to return to the oppressive climate that existed before the pandemic hit. Clearly, there’s much more work to be done.
Overall, this survey paints a bleak picture; the economy is getting worse and there does not appear to be any end in sight. If you pair the survey results with the state’s shocking outmigration figures — the state lost more than 400,000 people in the past two years — it is clear something drastic needs to be done. Unfortunately, the one-party regime led by Gov. Kathy Hochul does not appear to be interested in addressing the root causes of these results. Making matters worse, if the governor had her way the upcoming budget would actively add fuel to the proverbial economic fire hampering the business community.
The governor is proposing we spend $227 billion next year. The Assembly majority’s one-house budget proposes
$232.9 billion. Senate Democrats are hoping to spend $235.9 billion. To put those numbers in context, New York Democrats are calling for 50 percent more in spending than Florida’s proposed budget, yet New York has 2.5 million fewer people. Overweight, bloated budgets strain businesses and consumers alike, and when you consider the outmigration and survey results mentioned above it is fairly easy to put the pieces together. This approach does not work.
Our Assembly minority conference has advocated for common-sense measures that reduce the tax burden on the business community, cut needless red tape and facilitate the hiring and training of desperately needed professional-skill workers. One need not look further than the business leader survey to see the value of these proposals. We have a responsibility to facilitate the success of the taxpayers living and working in New York, and I am calling on the governor and her legislative counterparts to take these survey results seriously. We have been on the wrong path for too long, and everyone knows it. Unless changes are made now, we will see similar, if not worse, results when Siena polls these business leaders next budget season.
William (Will) A. Barclay, 54, Republican, is the New York Assembly minority leader and represents the 120th New York Assembly District, which encompasses all of Oswego County, as well as parts of Jefferson and Cayuga counties.
OPINION: Our System Can’t Work Without Compromise
If you’ve been paying attention to national news, you know that one of the big topics preoccupying Washington is a debate over lifting the debt ceiling. So, for that matter, is overhauling Social Security. Many Democrats and Republicans alike are dug in on how, and under what conditions, Congress should act on these key issues. But
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If you’ve been paying attention to national news, you know that one of the big topics preoccupying Washington is a debate over lifting the debt ceiling. So, for that matter, is overhauling Social Security.
Many Democrats and Republicans alike are dug in on how, and under what conditions, Congress should act on these key issues. But make no mistake: It must act. Defaulting on the national debt in the name of deficit reduction or structural spending reform would be economically calamitous. And though there’s a little time on Social Security, it’s running out. The system will exhaust its reserves in about a decade, at which point recipients will face a sharp cut in benefits.
Unforgiving issues like these throw into sharp relief one of the key realities in our democracy: Things don’t get resolved without compromise. It’s been a challenge of late, as the extremes in American politics have hardened and the very word “compromise” has come to be seen as an expletive in some circles. But really, it’s just simple arithmetic. To get anything done in Congress or a state legislature, you must get a majority of the votes — and often, that means you have to get votes from across the aisle.
This is not a bad thing. In fact, I’d argue it’s one of the virtues of our system, because it means that, on a regular basis, politicians have to consider what people who don’t agree with them think.
This was baked into our system from the very beginning: The drafting of what became our Constitution was one long exercise in finding common ground and striking compromises. But as complex as that process was, in some respects the Founders had it easy: the process involved just a relative handful of people. These days, things have become infinitely more complicated, with a much larger, more diverse, more sophisticated, faster paced, wealthier, and vastly more politically organized country.
That only makes the need for compromise more profound. In the end, a battle over public policy isn’t about momentary wins or losses, but about creating sustainable policy that’s accepted by a broad cross-section of the population. Because Americans display so many differences of opinion, developing a consensus that can command the support of a majority inevitably means crafting an approach that appeals to a diversity of people and viewpoints. In legislative terms, this means finding a path to bipartisan cooperation, because the one thing that’s certain is that public officials will leave office and any sustainable policy will have to appeal to their successors — or face the prospect of repeal.
As we’re almost certain to find out as the debt ceiling and Social Security debates move forward, the alternatives to compromise are pretty distasteful: economic hardship, perhaps, or the creation of a deeply disaffected minority. Compromise allows for progress: Even if nobody gets everything they want, everyone gets something they want.
Because at the end of the day, the responsibility politicians bear is to make the country work — to provide political and economic stability and create an environment in which ordinary people can work freely and achieve their goals. They have to find a way to results that leave a large segment of the American people satisfied, and they need the bargaining room to craft those approaches. That’s one reason the maneuvering House Speaker Kevin McCarthy undertook with a tiny fraction of his caucus in order to win the gavel was so dispiriting: It locked him in to positions that the entire country may come to regret as Congress tackles tough issues that will demand compromise from the GOP House caucus. Legislators need room to work out their differences.
Remember that as Congress moves ahead. We live in a gloriously complicated country, with lots of neighbors who hold strong opinions. We need results from our leaders that don’t produce chaos or conflict, but instead allow us to work peacefully and productively together. The only way to get there is through compromise.
Lee Hamilton, 91, is a senior advisor for the Indiana University (IU) Center on Representative Government, distinguished scholar at the IU Hamilton Lugar School of Global and International Studies, and professor of practice at the IU O’Neill School of Public and Environmental Affairs. Hamilton, a Democrat, was a member of the U.S. House of Representatives for 34 years (1965-1999), representing a district in south-central Indiana.
Pinckney Hugo Group, has hired ERIN BROWN as director of finance and accounting. She previously was the controller at Sonbyrne Sales Inc., the convenience store division of Byrne Dairy. Brown’s responsibilities included the daily oversight and management of accounting operations, including the preparation and review of financial reports. Prior to that, she gained experience working
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Pinckney Hugo Group, has hired ERIN BROWN as director of finance and accounting. She previously was the controller at Sonbyrne Sales Inc., the convenience store division of Byrne Dairy. Brown’s responsibilities included the daily oversight and management of accounting operations, including the preparation and review of financial reports. Prior to that, she gained experience working as a tax associate at Fust Charles Chambers LLP. Brown also previously worked as a real-estate paralegal at Messenger & Elliott. She is a New York State certified public accountant and a member of the New York State Society of Certified Public Accountants. Brown has an MBA degree and a bachelor’s degree in accounting from the Madden School of Business at Le Moyne College. Pinckney Hugo Group has also recently hired KATELYN MALECKI as an assistant account manager and DANA LANGLEY as a consumer-affairs representative. Malecki has a bachelor’s degree in advertising and marketing communications from the Fashion Institute of Technology. Langley has a bachelor’s degree in marketing from the Belk College of Business at the University of North Carolina at Charlotte.

KeyBank has promoted NICHOLAS SCHNELLER to VP and commercial relationship manager, focusing on servicing middle-market companies. He joined Key in February 2021 and most recently served as the bank’s senior commercial analyst in Central New York. Schneller has also worked for the U.S. Department of Treasury as an associate national bank examiner. He holds a
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KeyBank has promoted NICHOLAS SCHNELLER to VP and commercial relationship manager, focusing on servicing middle-market companies. He joined Key in February 2021 and most recently served as the bank’s senior commercial analyst in Central New York. Schneller has also worked for the U.S. Department of Treasury as an associate national bank examiner. He holds a bachelor’s degree in finance from SUNY Oswego.

DANIEL SAADA, M.D. has joined the medical staffs of Geneva General Hospital and Soldiers & Sailors Memorial Hospital as an emergency-medicine physician. Saada is board-certified by the American Board of Emergency Medicine. He attended medical school at Georgetown University School of Medicine in Washington, D.C. and completed his emergency-medicine residency at the University of Rochester
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DANIEL SAADA, M.D. has joined the medical staffs of Geneva General Hospital and Soldiers & Sailors Memorial Hospital as an emergency-medicine physician. Saada is board-certified by the American Board of Emergency Medicine. He attended medical school at Georgetown University School of Medicine in Washington, D.C. and completed his emergency-medicine residency at the University of Rochester Medical Center. Most recently, Saada worked as an emergency-medicine physician at TeamHealth West Group, where he practiced at multiple locations in Colorado including Northern Colorado Medical Center, Banner Fort Collins Medical Center, and Sterling Regional Medical Center.

Giotto Enterprises has appointed VICTOR GIOTTO as director of operations. He returned to the Central New York area last fall, after spending most of the past decade in the Boston technology space working in cybersecurity and marketing technology. As director of operations, Giotto will be utilizing his background in sales, marketing, and operations to highlight
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Giotto Enterprises has appointed VICTOR GIOTTO as director of operations. He returned to the Central New York area last fall, after spending most of the past decade in the Boston technology space working in cybersecurity and marketing technology. As director of operations, Giotto will be utilizing his background in sales, marketing, and operations to highlight process-improvements changes to promote efficiency gains. He holds a bachelor’s degree from Hobart College in political science, American Studies, and history.
Giotto Enterprises has also appointed CHRISTIE RUTIGLIANO as talent acquisition and employee-experience specialist. Her key responsibilities will include recruiting, on-boarding, and employee-retention efforts. Rutigliano has about 20 years of business operations and employee-training experience. She holds an associate degree in business from Herkimer County Community College. Giotto Enterprises is the umbrella organization for seven affiliate manufacturing companies located in the greater Utica–Rome area and has more than 400 employees. Fiber Instrument Sales, a leading manufacturer of fiber-optic components, is the flagship affiliate of Giotto Enterprises. Its administrative headquarters is in Oriskany.

LYNN FARQUHAR has taken over as head coach of the Syracuse University field hockey team. She returns to Syracuse as the head coach, after previously serving as an assistant coach for four seasons (2007-10) under former head coach Ange Bradley, who retired in December after 16 seasons guiding the Orange. Farquhar takes the reins of
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LYNN FARQUHAR has taken over as head coach of the Syracuse University field hockey team. She returns to Syracuse as the head coach, after previously serving as an assistant coach for four seasons (2007-10) under former head coach Ange Bradley, who retired in December after 16 seasons guiding the Orange. Farquhar takes the reins of a program that has qualified for the NCAA Tournament in 13 of the last 16 seasons. For eight seasons, Farquhar led the Saint Joseph’s University field hockey program. Under her direction, the Hawks reached the NCAA Tournament four times and captured the Atlantic 10 Conference title in each of those seasons. Farquhar spent the last year as an assistant athletic director and head field hockey coach at George School in Newtown, Pennsylvania. Before taking over the program at Saint Joseph’s, she was the associate head coach at University of Delaware. Farquhar graduated from Old Dominion University in 2005, with a bachelor’s degree in business administration, marketing, alongside minors in sports management and graphic design.

RACHELLE (SHELLY) GUITIAN has been named chief marketing officer (CMO) at Smart Carrier, a telecommunications-compliance management software provider. She is also co-founder and co-owner of Smart Carrier. The company started as a part-time telecom and VoIP consulting firm 13 years ago and has grown to accommodate more than 200 million calls per month. Guitian brings
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RACHELLE (SHELLY) GUITIAN has been named chief marketing officer (CMO) at Smart Carrier, a telecommunications-compliance management software provider. She is also co-founder and co-owner of Smart Carrier. The company started as a part-time telecom and VoIP consulting firm 13 years ago and has grown to accommodate more than 200 million calls per month. Guitian brings practical experience that delivers insights that have grown revenues and sales, the company says. She has more than 15 years of marketing experience in industries ranging from professional and financial services to telecom technology. Guitan says her main role in the company is to oversee and direct all marketing initiatives while collaborating with the senior leadership team to offer customers the best services.
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