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Oswego County FCU donating $25K to selected nonprofits
OSWEGO — Oswego County Federal Credit Union (FCU) says it’s donating a total of $25,000 to a variety of area nonprofit organizations. The effort started in April and will continue throughout May, per its April 11 announcement. Now in its second year, the credit union developed this initiative to increase “employee involvement and presence” within […]
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OSWEGO — Oswego County Federal Credit Union (FCU) says it’s donating a total of $25,000 to a variety of area nonprofit organizations.
The effort started in April and will continue throughout May, per its April 11 announcement.
Now in its second year, the credit union developed this initiative to increase “employee involvement and presence” within the communities the organization serves, Oswego County FCU said.
The selection of the recipient organizations involved employees at each of the credit union’s five branches suggesting nonprofits or charities, which were then voted upon within each branch to determine which organizations would receive a check personally delivered by Oswego County FCU employees.
This year, the credit union is delivering funding to the following organizations (listed as branch location with recipient[s] in parentheses): Oswego east branch (Human Concerns and Oswego County Hospice), Mexico (Mexico food pantry), Fulton (Oswego County Humane Society and Kristina’s House of Hope), Oswego west branch (Oswego County Historical Society and Peaceful Remedies), and Phoenix (Phoenix Public Library and Friends Forever Animal Rescue).
To be eligible to receive funds, an organization must be a 501(c)(3), the credit union noted.
In 2022, Oswego County FCU donated $20,000 to local nonprofits. The credit union increased the total dollar figure awarded this year, following the addition of its Phoenix branch in late 2022.
“At Oswego County Federal Credit Union, we take great pride in supporting the communities we serve. This initiative is just one way that we can support nonprofits that are doing incredible and much-needed work in our area,” Bill Carhart, CEO of Oswego County Federal Credit Union, said in a statement. “I would also like to thank our wonderful employees for taking the time to nominate causes that are near and dear to them.”
Founded in 1975, Oswego County FCU is a member-owned, nonprofit financial cooperative association, with about 12,600 current members throughout Oswego County.

AmeriCU investment team wins industry award
ROME, N.Y. — AmeriCU Credit Union’s investment team recently received the 2022 Perspective Program Award of Excellence from the Credit Union National Association (CUNA) Mutual Group. CUNA Mutual Group is a mutual-insurance company that provides financial services to cooperatives, credit unions, and their members. A selection committee used information from sales leaders, managers, and CUNA
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ROME, N.Y. — AmeriCU Credit Union’s investment team recently received the 2022 Perspective Program Award of Excellence from the Credit Union National Association (CUNA) Mutual Group.
CUNA Mutual Group is a mutual-insurance company that provides financial services to cooperatives, credit unions, and their members. A selection committee used information from sales leaders, managers, and CUNA Brokerage home-office leadership to review 275 financial-service programs across the country to select honorees.
AmeriCU’s program was honored for its high standard of ethics and professionalism, overcoming adversity to achieve goals, and being a true partner of CUNA Brokerage Services, Inc., the credit union said in a news release.
“Achieving this honor demonstrates the commitment and dedication of our team,” Cara White, AVP of insurance and wealth services at AmeriCU, said . “Our number one priority is always our members’ financial well-being. Our team works hard to get our members to plan and pursue their financial goals.”
The credit union’s investment team says it offers a full range of financial advisory services to people of all ages, income levels, and life stages.
AmeriCU serves more than 157,000 members in nine counties in Central New York and Northern New York through its 20 offices.

Citizens Business Conditions Index bounces back in Q1
The national Citizens Business Conditions Index (CBCI) rose to 53.9 in the first quarter, “reflecting continued strength in the labor market, more new business openings and positive corporate revenue trends.” The CBCI had dipped below 50 during the fourth quarter of last year and the bounce-back during the first quarter “signaled a return to positive
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The national Citizens Business Conditions Index (CBCI) rose to 53.9 in the first quarter, “reflecting continued strength in the labor market, more new business openings and positive corporate revenue trends.”
The CBCI had dipped below 50 during the fourth quarter of last year and the bounce-back during the first quarter “signaled a return to positive business conditions,” Citizens said in its April 26 report.
The labor market has remained resilient despite aggressive Federal Reserve interest- rate hikes aimed at slowing the economy to curb inflation, the banking company said.
Citizens’ proprietary data on client revenue grew across industries during the first quarter with consumer services and health care among the top sectors due to their ability to pass on rising costs to customers. The manufacturing sector slowed as higher borrowing costs impacted expansion by limiting capital expenditures.
“The U.S. economy bounced back during the first quarter and, despite the disruption in the financial sector, there are several positive signs going forward such as improving inflation measures and still-strong labor numbers,” Eric Merlis, managing director and co-head of global markets at Citizens, said. “Policy-makers are still trying to thread the needle amid heightened recession concern, but companies that have made it through the pandemic and recent headwinds continue to prove their resiliency.”
Relief from inflation surprises
The CBCI’s underlying components indicated “improving dynamics” in the business environment. Three of five components boosted the index level while one was neutral and one “weighed on the reading.”
The proprietary activity data of Citizens’ commercial-banking clients, a key component of the index, was “very strong” across regions, suggesting that the conditions at middle-market and mid-corporate businesses remained positive. The ISM non-manufacturing component grew as consumers spent more on services, and companies in these sectors were more able to pass on any increased costs. New business applications increased, helping to boost the index. Citzens said.
Employment trends, which are measured by initial jobless claims as an index component, were “flat” for the quarter, but nationally, the number of jobs gained overall was “surprisingly high” despite much-publicized corporate layoff announcements.
The ISM manufacturing index decreased as the sector is more “sensitive” to rising interest rates.
The mix of trends captures a quarter where demand for goods was lower while demand for services was steady amid broader employment stability, Citizens said.
The first-quarter CBCI revealed a business environment that “continues to adapt” to the year-long rate hike campaign from the Fed. The strong labor market continues to have a “stabilizing effect” as businesses search for a new “post-tightening normal.”
“The first-quarter CBCI showed a business environment where activity has adjusted as interest-rate hikes seem to be working to curb inflation,” Merlis said. “The still-strong job market continued to be a source of support during the quarter.”
Citizens Financial Group, Inc., parent company of Citizens Bank, describes itself as “one of the nation’s oldest and largest” financial institutions with $222.3 billion in assets as of March 31.
Headquartered in Providence, Rhode Island, Citizens Bank offers retail and commercial- banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. In consumer banking, Citizens provides mobile and online banking, a customer-contact center, and about 3,400 ATMs and more than 1,100 branches in 14 states and the District of Columbia.
Citizens Bank ranks No. 11 in deposit market share in the 16-county Central New York region, with $1.1 billion in deposits and a 2.85 percent share of total market deposits, according to the latest FDIC data, as published in the 2023 Book of Lists.
OPINION: Criminal-Justice Reform Must Fix N.Y.’s ‘Career Criminal’ Issue
New York state continues to lag the nation in job recovery but creating the new profession of “career criminal” is not the answer. Crime across the state, and particularly in New York City, has become completely entrenched in our daily lives. While the Assembly Minority Conference continues to push our counterparts and Gov. Kathy Hochul
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New York state continues to lag the nation in job recovery but creating the new profession of “career criminal” is not the answer. Crime across the state, and particularly in New York City, has become completely entrenched in our daily lives. While the Assembly Minority Conference continues to push our counterparts and Gov. Kathy Hochul to do something about it, there seems to be no real progress on the issue as we move through 2023.
A recent report in the New York Times indicates that last year nearly one-third of all shoplifting arrests in New York City featured the same 327 individuals. According to the report, those individuals accounted for a whopping 6,000 arrests. This is proof-positive this state’s criminal-justice policies are not working, and the victims of these thefts are clearly an afterthought to the legislators who have allowed this to go on.
In order to combat this unprecedented failure of public protection, Assemblyman Mike Reilly (R,C– Staten Island) has introduced legislation (A.5029) to increase penalties for persistent offenders. The bill would give district attorneys the power to consider the aggregate value of petit larcenies from up to 18 months after the first conviction in order to enforce stricter penalties. If that value is between $1,000 and $3,000, district attorneys would be allowed to charge an individual suspected of the thefts with “grand larceny in the fourth degree.”
Solving this problem seems straightforward and non-partisan. Individuals who feel emboldened and entitled to take other people’s property need to face real consequences. Eliminating those consequences, as Democrats have insisted upon, enables criminals to keep breaking the law. By returning our criminal-justice system to one of accountability, we will no longer be forced to endure the relentless assault on our communities brought by criminals acting with near immunity.
For a state that consistently ranks at or near the bottom for outmigration, the issues of crime and quality of life need to take a greater priority. Providing law-enforcement agencies with the tools they need to hold repeat offenders accountable is a reasonable first step. Judicial discretion and discovery reform are reportedly part of state-budget negotiations, and I hope those measures are addressed. However, more needs to be done, and I implore my counterparts to consider criminal-justice changes that go beyond the measures being discussed in the state spending plan.
William (Will) A. Barclay, 54, Republican, is the New York Assembly minority leader and represents the 120th New York Assembly District, which encompasses all of Oswego County, as well as parts of Jefferson and Cayuga counties.
OPINION: Balance the Federal Budget? Sure, But It’s Tougher Than You Think
There is a lot of discussion in Washington, D.C. these days on what to do about the federal deficit. It continues to grow, and House Republicans in particular have made addressing it a key part of their agenda. Early on, the House Speaker, Kevin McCarthy, told his caucus that it would get a chance to
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There is a lot of discussion in Washington, D.C. these days on what to do about the federal deficit. It continues to grow, and House Republicans in particular have made addressing it a key part of their agenda.
Early on, the House Speaker, Kevin McCarthy, told his caucus that it would get a chance to vote on a 10-year pathway to a balanced budget at some point this year. More recently, though, GOP leaders have downplayed that expectation, instead arguing that they should focus on how to keep spending down as a short-term goal. And rank-and-file members are weighing in with their own plans, hoping to gain traction in the splintered GOP caucus. None of this, though, considers the rough sledding that Republican-favored proposals will face in the Democratic-led Senate, let alone negotiations with the White House.
While a balanced budget remains a potent talking point for many politicians, as well as for voters who worry about the impact of growing deficits, there’s a reason that coalescing around a plan to make significant budget cuts — let alone reach a balance between federal revenues and expenditures — has proven so difficult. That’s because it’s not just brutally hard to achieve but may be politically impossible. Especially if, as both Democrats and Republicans have declared, cuts to Social Security and Medicare and possibly defense are off the table.
To understand why this is, I found a New York Times article from the beginning of March quite helpful. In it, Alicia Parlapiano, Margot Sanger-Katz, and Josh Katz — reporters and graphics experts — lay out what it would take to reach a balanced budget in 10 years.
For starters, they point out, taking things off the table — tax increases, say, or cuts to Social Security, Medicare, or the military — makes things exponentially more difficult. If all of those were to be considered non-starters, then balancing the budget would require cutting everything else by 70 percent. That’s everything from food assistance to retirement benefits for the military to transportation and agriculture subsidies and spending on law enforcement and education. “Cuts of that magnitude,” the trio write, “would mean the firings of most federal workers in agencies like the FBI, the Parks Service, and the State Department, and huge reductions in food assistance and military retirement.” It’s hard to imagine something like that could get through Congress.
But that, of course, means that tax increases and changes to Social Security, Medicare, and military spending would need to be part of budget discussions. And every one of them is politically tricky.
This hasn’t stopped Republicans in Congress from making a stab at it. The Republican Study Committee, which gathers together most of the GOP caucus in the House, has a plan that relies on deep cuts to Medicaid and other non-defense spending, along with raising the Medicare eligibility age over time to 70, doing the same with Social Security, and reducing Social Security payments to higher-wage earners. The House Freedom Caucus, meanwhile, has its own plan, which involves capping spending at 2022 levels for the next decade, instituting new work requirements for welfare recipients, requiring a congressional okay on all major federal regulations, and other changes.
If you try to look at the issue in a non-partisan manner, it doesn’t appear any more palatable. The Times article notes that the Congressional Budget Office has a list of more than 100 steps that could make a meaningful dent in the deficit. These range from increasing payroll taxes or creating a new tax on consumption to eliminating itemized tax deductions altogether to deferring spending on military hardware and eliminating some agriculture programs. Each would spark a pitched congressional battle.
My point here is not to say that a balanced budget, or even significant steps to cut the deficit, is impossible. But as members of the House and Senate and President Biden stake out their positions and then get deep into negotiations, it will help to understand why those negotiations are likely to become tense and difficult. The budget, after all, is the blueprint for how the government affects life in the U.S. Everyone wants to balance it — but taking serious steps in that direction will require true sacrifice.
Lee Hamilton, 91, is a senior advisor for the Indiana University (IU) Center on Representative Government, distinguished scholar at the IU Hamilton Lugar School of Global and International Studies, and professor of practice at the IU O’Neill School of Public and Environmental Affairs. Hamilton, a Democrat, was a member of the U.S. House of Representatives for 34 years (1965-1999), representing a district in south-central Indiana.

Beardsley Architects + Engineers
MARCO J. ZAPPALA has joined Beardsley Architects + Engineers as architectural designer in its Syracuse office. A recent graduate of Alfred State College, Zappala has three years of architectural experience, working collaboratively to design residential, commercial, governmental, and educational projects. He has been responsible for 3D modeling throughout all design phases and developing designs for
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MARCO J. ZAPPALA has joined Beardsley Architects + Engineers as architectural designer in its Syracuse office. A recent graduate of Alfred State College, Zappala has three years of architectural experience, working collaboratively to design residential, commercial, governmental, and educational projects. He has been responsible for 3D modeling throughout all design phases and developing designs for new construction and renovations. At Beardsley, Zappala will be working on projects for educational and commercial clients.
CALEB L. SAYERS has joined Beardsley Architects + Engineers as an architect in the Syracuse office. Sayers has more than 10 years of experience working with residential and commercial clients, both as a contractor and as an architectural designer. Sayers will be working on parks and recreation, commercial, and residential projects.

JEANNETTE ARMSTRONG has been promoted to senior cash management specialist in the customer relations & operations department at Solvay Bank. She has worked at Solvay Bank since 2007 and has more than 35 years of banking experience. Armstrong is a graduate of Ashford College for Medical Billing and Coding. ANNA SHELDON has been appointed by
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JEANNETTE ARMSTRONG has been promoted to senior cash management specialist in the customer relations & operations department at Solvay Bank. She has worked at Solvay Bank since 2007 and has more than 35 years of banking experience. Armstrong is a graduate of Ashford College for Medical Billing and Coding.
ANNA SHELDON has been appointed by Solvay Bank to the new role of lead customer-relations specialist in the bank’s customer relations & operations department. She started her career at the bank as a teller in 2012. Sheldon is an Onondaga Community College graduate.

SARA MACDONALD has recently joined CH Insurance as an account executive/marketer. She brings more than 20 years of insurance experience servicing commercial accounts. While not working, she enjoys spending family time with her three children in Marcellus, loves to ride her Harley with friends, enjoys travel, and loves college and NFL football during the season.
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SARA MACDONALD has recently joined CH Insurance as an account executive/marketer. She brings more than 20 years of insurance experience servicing commercial accounts. While not working, she enjoys spending family time with her three children in Marcellus, loves to ride her Harley with friends, enjoys travel, and loves college and NFL football during the season.

Micron says environmental-survey work has started in Clay at site of future semiconductor campus
CLAY, N.Y. — The environmental-survey work has started at the White Pine Commerce Park in the town of Clay where Micron Technology Inc. (NASDAQ: MU)

Costello, Cooney and Fearon, PLLC
JOHN R. LANGEY has assumed the position of CEO on the executive committee at Costello, Cooney and Fearon, PLLC. He previously served as CFO. Langey began his career with the law firm in 1989. His legal work includes providing counsel to all levels of local and countywide governmental agencies, and working with zoning and planning
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JOHN R. LANGEY has assumed the position of CEO on the executive committee at Costello, Cooney and Fearon, PLLC. He previously served as CFO. Langey began his career with the law firm in 1989. His legal work includes providing counsel to all levels of local and countywide governmental agencies, and working with zoning and planning boards, developers, and private property owners. Langey’s primary focus in zoning matters is aiding his clients with right-to-build approvals, as well as defending and prosecuting Article 78 proceedings. He graduated from the University at Buffalo Law. Langey completed his undergraduate studies at SUNY Potsdam.
Costello, Cooney and Fearon has appointed ELIZABETH A. HOFFMAN as CFO in the firm’s executive committee ranks. She began her career with the firm in 2013. Hoffman concentrates her practice in the area of civil litigation with an emphasis on commercial litigation. She has effectively negotiated complex shareholder disputes, contract disputes and business separations resulting in favorable outcomes for her clients. Hoffman earned her law degree from Syracuse University College of Law in 2009 after previously receiving her bachelor’s degree from Syracuse University.
MATTHEW W. O’NEIL has been elected to the partnership at Costello, Cooney and Fearon. O’Neil focuses his practice primarily on contract, business governance, and real property lawsuits, as well as appellate practice. He also provides advisement to clients regarding business disputes and dissolutions and practices mainly in the firm’s litigation, commercial real estate and construction practice groups. O’Neil graduated from Cornell Law School in 2015. He received his bachelor’s degree from the Nelson A. Rockefeller College of Public Affairs and Policy at the University at Albany.
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