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Five Star Bank partners with software firm on digital loans

WARSAW — Five Star Bank is now offering digital-loan origination for small businesses through its partnership with Numerated, a Boston, Massachusetts–based software company.  Five Star Bank is the wholly owned community bank subsidiary of Financial Institutions, Inc. (NASDAQ: FISI), which is headquartered in Warsaw in Wyoming County in Western New York and has branches across […]

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C & D Advertising formally opens new office location

ROME — C & D Advertising has officially cut the ribbon on its new office space in its new hometown. That new home, at 103 West Court St. in Rome, was completely remodeled to become a modern office space not only for the advertising agency, but also for multiple business tenants.  The project was several

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SBDCs provided support for 24K NYS small businesses in 2022

New York Small Business Development Centers (SBDCs) provided direct support to more than 24,000 small-business clients across the state in 2022.  The work of New York’s 22 regional SBDCs last year resulted in more than $475 million in financial impact, 2,000 new business startups, and more than 10,000 jobs created or saved, SUNY said a

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Banker offers small firms’ tips on navigating current economy

Despite the doom and gloom in the headlines, the overall small-business outlook is still fairly positive, says Lindsay Weichert, senior VP and commercial-banking group manager at Community Bank, N.A., a DeWitt–based commercial bank serving customers in upstate New York, northeastern Pennsylvania, Vermont, and Massachusetts. While the Federal Reserve is still working to cool down the

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Local perfume company works to expand its reach

MARATHON, N.Y. — A Cortland County business is taking on the perfume world, one scent at a time, and now, one partnership at a time. Marathon–based Allure City, Inc., which does business as Press Gurwitz Perfumerie, recently launched its first partnership with Just Chill Custom Gifting by Carol in Cortland. The shop, owned by Carol

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Ripley, Garlock & Associates adds experienced financial advisor

Ripley, Garlock & Associates Financial Planning has recently added Gagan Singh, an experienced financial advisor, to its team. Having served the financial industry for more than 20 years, Gagan brings a wealth of knowledge and expertise in various aspects of financial planning and investment management, the firm said in a news release. A graduate of

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VIEWPOINT: The Importance of Cyber Insurance & Cyber Assurance

Cybersecurity, information assurance, and cyber resilience are essential for any organization. Despite the likelihood of being hacked, companies that implement effective protection techniques and have appropriate insurance coverage can minimize the damage of a cyber attack. Cyber risks present unique challenges to the insurance industry. Business interruption and data-breach litigation insurance were some of the

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OPINION: New York State’s Migrant Crisis Keeps Growing

The response needs to catch up There are few instances in recent memory that so profoundly illustrate what not to do when addressing a public-policy crisis than our current migrant crisis. From Joe Biden’s failures at the southern border, to the empty “sanctuary” promises of Gov. Kathy Hochul and New York City Mayor Eric Adams,

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OPINION: U.S.-Israeli partnership shows signs of strain

All eyes were on NATO [recently] as leaders of its member nations met in Lithuania to debate key issues, including their response to Russia’s war against Ukraine. That marked quite a change — a positive one — in the status of the 74-year-old organization. Israeli President Isaac Herzog celebrated the “sacred bond” between the United

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TRICIA M. SHERWOOD

TRICIA M. SHERWOOD, partner, has transitioned into the role of chief financial officer and chief human resource officer at FustCharles, a certified public accounting firm in Syracuse. Sherwood has been an invaluable asset to FustCharles for 22 years and has consistently demonstrated exceptional leadership and an unwavering dedication to delivering excellence, the firm says. Sherwood

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