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ASHLEY (GREENLEE) OSBORN has joined Riger Marketing Communications as an account executive. Osborn was previously the marketing director for Maguire Family of Dealerships, based in Ithaca. Prior to that, she worked as the digital marketing manager for Jim Rollo State Farm, based in Endwell. She was previously a client of Riger’s at Maguire. At Riger, […]
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ASHLEY (GREENLEE) OSBORN has joined Riger Marketing Communications as an account executive. Osborn was previously the marketing director for Maguire Family of Dealerships, based in Ithaca. Prior to that, she worked as the digital marketing manager for Jim Rollo State Farm, based in Endwell. She was previously a client of Riger’s at Maguire. At Riger, she will direct and coordinate day-to-day client service and deliverables on behalf of the agency’s current and new clients. Osborn is a graduate of Lyndon State College in Vermont with a bachelor’s degree in new media studies.

Solvay Bank recently hired FELECIA FOX, JOSEPH SKINNER, and GRAHM SYLVESTER. Fox joined the bank’s Baldwinsville branch as an assistant branch manager. She has four years of banking experience and worked as a retail banker III at Woodforest, before joining Solvay Bank. Fox is a graduate of Rome Free Academy and has previous volunteer experience
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Solvay Bank recently hired FELECIA FOX, JOSEPH SKINNER, and GRAHM SYLVESTER. Fox joined the bank’s Baldwinsville branch as an assistant branch manager. She has four years of banking experience and worked as a retail banker III at Woodforest, before joining Solvay Bank. Fox is a graduate of Rome Free Academy and has previous volunteer experience at the Salvation Army.
Solvay Bank added Skinner to its commercial-lending team as VP, commercial-loan officer. He has 13 years of commercial-banking experience and worked at HSBC Bank and M&T Bank before joining the Solvay Bank team. Skinner received his MBA in business finance at Niagara University and was a board member on the Tompkins County Public Library Foundation, as well as a member of its finance committee.
Sylvester joined the Solvay Bank customer relations and operations team as an assistant VP, customer relations & operations assistant manager. He has worked in the banking industry for six years, with previous experience in branch management and retail-operations consulting. Sylvester is a graduate of Waldorf University.

TRICIA STICCA recently joined Emergent, a coaching and consulting firm, as an associate coach. She joins Emergent after gaining firsthand experience as a client. With a career spanning more than 25 years in the business sector, Sticca brings a wealth of knowledge and expertise in sales and relationship management. Her credentials indicate her passion for
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TRICIA STICCA recently joined Emergent, a coaching and consulting firm, as an associate coach. She joins Emergent after gaining firsthand experience as a client. With a career spanning more than 25 years in the business sector, Sticca brings a wealth of knowledge and expertise in sales and relationship management. Her credentials indicate her passion for coaching and expertise in the field. Sticca has been certified by the International Coaching Federation (or ICF), specializing in transitions and leadership. Her certifications as a full focused planner certified professional and positive intelligence coach further underscore her commitment to personal and professional growth. Sticca’s addition to the coaching team marks an important step in Emergent’s continuous growth and commitment to delivering exceptional coaching services.

CESAR VAZQUEZ, JR. has been appointed senior retirement-plan consultant. Vazquez will work directly with Tompkins’ wealth advisors and affiliate partners as their subject-matter expert. They will collaborate and identify ways in which Tompkins can bring value with improved retirement-plan solutions, as well as enhanced plan design, services for plan sponsors, and coordination of vendor relationships.
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CESAR VAZQUEZ, JR. has been appointed senior retirement-plan consultant. Vazquez will work directly with Tompkins’ wealth advisors and affiliate partners as their subject-matter expert. They will collaborate and identify ways in which Tompkins can bring value with improved retirement-plan solutions, as well as enhanced plan design, services for plan sponsors, and coordination of vendor relationships. Vazquez comes to Tompkins Financial Advisors with 35 years of work experience, including 22 in the retirement-plan industry (with extensive knowledge in retirement-plan designs, compliance, and industry knowledge), 13 years in the financial and banking industry, having previously served as the retirement-plan service manager and consultant for Wealth Enhancement Group’s QCI Team, EPIC Retirement Plan Services, Lifetime Benefits Solutions, and more. He holds an associate degree in business administration from Monroe Community College, a bachelor’s degree in accounting from St. John Fisher College, and certification from Accredited Investments Fiduciary (AIF).

MOHAMMAD FAHAD ALI, MD, who is currently the director of endoscopy at Oswego Health, was recently appointed as chief of gastroenterology and hepatology and director of the Center For Gastroenterology & Metabolic Diseases. In this new role, Dr. Ali will assist and oversee the establishment of protocols and patient pathways related to the provision of
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MOHAMMAD FAHAD ALI, MD, who is currently the director of endoscopy at Oswego Health, was recently appointed as chief of gastroenterology and hepatology and director of the Center For Gastroenterology & Metabolic Diseases. In this new role, Dr. Ali will assist and oversee the establishment of protocols and patient pathways related to the provision of gastroenterology services to increase efficiency. He will also serve as a mentor to Oswego Health providers and staff to ensure safe, quality, and efficient care. Dr. Ali joined the Center for Gastroenterology and Metabolic Diseases in March and is already making an impact here in the community, the health system said. Dr. Ali has experience treating a variety of gastroenterology diseases and has a special interest in GI motility and inflammatory bowel disease (IBD). Prior to joining Oswego Health, Ali worked at the Guthrie Cortland Medical Center, where he served as the chair of the Department of Medicine and the chief of endoscopy since 2021.
Oswego Health also recently added two physician assistants, KATELYN QUEHL and HELEN WILLIAMS, to support specialty care services throughout the community. Quehl joins the Center for Surgical Services. Originally from Pulaski, Quehl earned her physician assistant master’s degree in August from Upstate Medical University and her bachelor’s degree in biology in 2015 from SUNY Polytechnic Institute. In 2017, she also received her paramedic certification, and for the past six years has worked for both Menter and NOCA Ambulance as an RSI and vent-certified paramedic. Williams joins the Center for Orthopedic Care. Originally from Skaneateles, she earned her physician assistant master’s degree in August from Upstate Medical University and her bachelor’s degree in athletic training in 1999 from Springfield College in Massachusetts.
Williams has worked as a strength and conditioning coach, caring for athletes from junior high school to collegiate to professional. Most recently, she was a health and wellness director in Skaneateles, overseeing operations and managing all health and wellness-related programming. In addition, Williams assisted in program implementation for LiveStrong at both the Skaneateles and Auburn YMCA branches.

UR Medicine Finger Lakes Health has added BETH BEASLEY, a physician assistant, to its urgent care team. Beasley earned her bachelor’s degree in physician assistant studies from Butler University. With more than 20 years of experience as a physician’s assistant, she previously worked at UR Medicine Thompson Health in urgent care, family practice, and pediatrics.
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UR Medicine Finger Lakes Health has added BETH BEASLEY, a physician assistant, to its urgent care team. Beasley earned her bachelor’s degree in physician assistant studies from Butler University. With more than 20 years of experience as a physician’s assistant, she previously worked at UR Medicine Thompson Health in urgent care, family practice, and pediatrics. UR Medicine Finger Lakes Health urgent-care services are designed for all minor injuries and unexpected illnesses including orthopaedic injuries, dental pain, minor wounds requiring sutures, minor cuts and burns, sexually transmitted infections, urinary tract infections, colds and flu-like illnesses, sore throats, earaches, and cough. UR Medicine Finger Lakes Health has two urgent-care locations in Geneva and Seneca Falls.

CORY POPLAWSKI has joined Barclay Damon as an associate in the law firm’s torts & products liability defense and professional liability practice areas. His primary office is Syracuse. Poplawski has litigation experience drafting and arguing motions, conducting legal research, and witness and trial preparation. He also has experience conducting depositions. Prior to joining Barclay Damon,
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CORY POPLAWSKI has joined Barclay Damon as an associate in the law firm’s torts & products liability defense and professional liability practice areas. His primary office is Syracuse. Poplawski has litigation experience drafting and arguing motions, conducting legal research, and witness and trial preparation. He also has experience conducting depositions. Prior to joining Barclay Damon, Poplawski was assistant corporation counsel for the Tort Division of the New York City Law Department. He also served as a law clerk at a law firm in Syracuse.
Ask Rusty: Why is my Age 70 Benefit not Higher than my January Amount?
Dear Rusty: I plan to retire in 2025 (the year I turn 70). Given that I’m still working, I’m delaying my Social Security until that year. I noticed on my Social Security statement that my payment in January 2025 will not be much different than my age 70 amount in October 2025. If that is
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Dear Rusty: I plan to retire in 2025 (the year I turn 70). Given that I’m still working, I’m delaying my Social Security until that year. I noticed on my Social Security statement that my payment in January 2025 will not be much different than my age 70 amount in October 2025. If that is truly the case, would it not be better for me to start taking Social Security payments starting in January 2025? Am I missing anything here?
Signed: Uncertain Senior
Dear Uncertain Senior: Your benefit in October 2025 at age 70 will be about 6 percent more than it will be in January 2025. If that isn’t shown on your Statement of Estimated Benefits, it may be due to a particular nuance in Social Security’s rules relating to delayed retirement credits (DRCs). When benefits are claimed mid-year after full retirement age (FRA), the DRCs earned in that year aren’t applied until the following January. Thus, people who claim benefits to start mid-year will initially get the DRCs they have earned through the end of the previous year, but not immediately get credit for the additional DRCs earned during the claim-year. Those extra DRCs earned between January and the month benefits started will be applied the following January.
By way of example, if people who are beyond FRA claim benefits to start in October 2024, their initial SS retirement benefit will be what they were entitled to at the end of 2023 and would not include DRCs earned between January 2024 and September 2024. Those individuals will collect that initial January 2024 benefit until January 2025 when the DRCs earned in 2024 are applied, at which point their benefit would increase by 6 percent. There is, however, one exception to this rule, which is that all DRCs are immediately credited when benefits are claimed to start in the month age 70 is reached. So, despite what your Statement of Estimated Benefits might reflect, if you claim for benefits to start in the month you turn 70 (October 2025) you will get your maximum age 70 benefit immediately and won’t need to wait until January 2026 for those extra DRCs to be applied.
Unfortunately, Social Security’s benefit estimator doesn’t explain how this nuance works and may show someone claiming mid-year receiving the same benefit as for the preceding January, without further explanation. That is, in my opinion, a flaw in the estimator which may result in people making a wrong decision on when to claim their Social Security benefit. Nevertheless, rest assured that your benefit in October 2025 (the month you turn 70) will be your maximum amount — 6 percent more than it would be if you claimed benefits to start in January 2025, and you won’t need to wait until the following January to get the DRCs earned earlier in 2025.
Russell Gloor is a national Social Security advisor at the AMAC Foundation, the nonprofit arm of the Association of Mature American Citizens (AMAC). The 2.4-million-member AMAC says it is a senior advocacy organization. Send your questions to: ssadvisor@amacfoundation.org.
Author’s note: This article is intended for information purposes only and does not represent legal or financial guidance. It presents the opinions and interpretations of the AMAC Foundation’s staff, trained and accredited by the National Social Security Association (NSSA). The NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity.

City of Syracuse joins multi-city suit against Hyundai and Kia following rash of car thefts
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Work begins on Binghamton airport-modernization project
MAINE, N.Y. — Work is officially underway at the Greater Binghamton Airport on a $47.8 million modernization project, Gov. Kathy Hochul’s office announced. The project
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