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Report: 42 percent of unsubsidized ACA enrollees likely to switch plans during open enrollment
A recent survey report from eHealth, Inc. (NASDAQ: EHTH), a private online marketplace for health insurance, found that nearly eight in 10 consumers (79 percent) said they expect to review their health-insurance plan during the Affordable Care Act’s (ACA’s) current open-enrollment period. Those not receiving government subsidies are more inclined to switch plans: 42 percent of consumers […]
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A recent survey report from eHealth, Inc. (NASDAQ: EHTH), a private online marketplace for health insurance, found that nearly eight in 10 consumers (79 percent) said they expect to review their health-insurance plan during the Affordable Care Act’s (ACA’s) current open-enrollment period.
Those not receiving government subsidies are more inclined to switch plans: 42 percent of consumers not receiving government subsidies say they’re likely to switch to a new plan, compared to 35 percent of consumers who do receive subsidies. Among all consumers, 40 percent are likely to switch (see pie chart).
The report also found that unsubsidized consumers are significantly less happy with their premiums: 76 percent of those receiving government subsidies express satisfaction with their monthly premium, compared to 33 percent of those not receiving subsidies.
The survey findings are based on a voluntary survey of consumers who purchased ACA-compliant health-insurance coverage at eHealth.com. A total of 508 responses were collected.
The full report is available at https://news.ehealthinsurance.com/_ir/68/201910/eHealth_ACA_Choices_Survey_for_Open_Enrollment_2020.pdf
“While premiums may be going down for many next year, our recent analysis shows that many will face increased out-of-pocket costs, which is another reason to reconsider their coverage choices,” eHealth CEO Scott Flanders said in a statement.

State siting board approves Lewis County wind farm
LOWVILLE — The New York State Board on Electric Generation Siting and the Environment (Siting Board) on Nov. 12 granted approval to Number Three Wind, LLC to construct and operate a wind farm in Lewis County. The Siting Board’s decision followed “an extensive review and public participation process to ensure that the wind farm meets
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LOWVILLE — The New York State Board on Electric Generation Siting and the Environment (Siting Board) on Nov. 12 granted approval to Number Three Wind, LLC to construct and operate a wind farm in Lewis County.
The Siting Board’s decision followed “an extensive review and public participation process to ensure that the wind farm meets or exceeds all siting requirements,” according to a release from the Siting Board.
The 105.8-megawatt (MW) Number Three Wind project will consist of 31 turbines — 13 to be located in the Town of Lowville and 18 to be deployed in the Town of Harrisburg.
In addition to the turbines, project facilities will include access roads, electric collection lines, a project substation, meteorological towers, an operation and maintenance building, and electrical interconnection facilities, the release stated. The project will be interconnected to the grid via an overhead 115-kV interconnection line about four miles long from a project substation to a new 115-kV switchyard in the Town of Lowville, to be built adjacent to National Grid’s existing Lowville-Bremen 115 kV line.
The facility will be located on about 8,000 acres of leased or owned property. The developer contends the project will have positive economic impacts of five permanent jobs, temporary construction employment, lease payments to landowners, and a new source of revenue for schools, fire departments, county government, and town governments. Number Three Wind — an affiliate of Chicago–based Invenergy, LLC — estimated that the project construction will create about 50 jobs with a payroll of $4.2 million.
The Siting Board said it determined that the wind farm will be a “beneficial addition to the electric generation capacity” of the state and is consistent with the state’s energy policy and planning objectives. The facility will also serve the goals of improving fuel diversity, grid reliability, and modernization of grid infrastructure. Fuel diversity will be improved through generation of electricity with wind power rather than with fossil fuels; grid reliability will be enhanced through additional generation of power from a separate site through a different energy source; and modernization of the grid will result from construction of a new electric-generating facility, the Siting Board added.
Number Three Wind stated that it expects to enter into a PILOT (payment in lieu of taxes) agreement with the Lewis County Industrial Development Agency and it will be subject to special district taxes. Based on similar arrangements at other wind projects in New York, Number Three Wind estimates the project will generate “substantial tax revenue for the county, towns, school districts, and fire departments that serve the parcels where the project facilities will be located.” The release didn’t provide estimated dollar amounts for the PILOT agreements.

PAR expects acquisition of Florida software firm to close in Q4
NEW HARTFORD — ParTech Inc. expects its deal to acquire a Tampa, Florida–based restaurant software company will close “during the fourth quarter of 2019.” The company on Nov. 7 announced it had agreed to acquire AccSys, LLC, also known as Restaurant Magic, for $42 million. ParTech is a wholly owned subsidiary of New Hartford–based PAR
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NEW HARTFORD — ParTech Inc. expects its deal to acquire a Tampa, Florida–based restaurant software company will close “during the fourth quarter of 2019.”
The company on Nov. 7 announced it had agreed to acquire AccSys, LLC, also known as Restaurant Magic, for $42 million.
ParTech is a wholly owned subsidiary of New Hartford–based PAR Technology (NYSE: PAR).
Restaurant Magic is the developer of Data Central, PAR said in a news release. Data Central is a suite of cloud back-office applications to help restaurants achieve operational and financial goals. The purchase price of $42 million for Restaurant Magic will be financed primarily through cash and equity.
PAR Technology announced the upcoming acquisition as the firm reported a net loss of $5.9 million, or 36 cents per share, in the third quarter. The figures compare to a net loss of $16.7 million, or $1.04 a share, during the same period in 2018.
Restaurant Magic is a “leader” in back office subscription software for enterprise restaurants, Savneet Singh, president & CEO of PAR Technology, contended in the release.
“Restaurant Magic’s software leverages business intelligence and automation technologies to decrease food costs, manage labor, and improve overall customer service. This announcement today marks another significant milestone in the rapid evolution of PAR Technology. Our company continues to transform itself as we build out our restaurant-technology solutions, led by our Brink [point of sale (POS)] software, to be the leading cloud technology provider for enterprise restaurants…. Combining restaurant management with our leading Brink POS software will alter how enterprise restaurants communicate, access data, conduct commerce, and manage their businesses across rapidly converging tech platforms,” Singh said.
“We are thrilled to be joining forces with PAR Technology. Our decision to become a part of PAR was based upon our belief that by combining our companies we will provide new and stronger opportunities to our clients and employees,” Drew Peloubet, CEO of Restaurant Magic, added. “The goal of our company has always been to maintain continual growth for our company to better meet the needs of our customers, while fiercely protecting the investment our end users have made in deploying our back office software applications. Restaurant Magic’s suite of enterprise applications and services are an excellent fit with PAR Technology’s popular restaurant technology offerings, and together will provide customers throughout the restaurant industry with the most robust set of solutions in the marketplace. The combination of PAR and Restaurant Magic will immediately create an industry leading, front to backend cloud-technology solution for restaurants.”

Fuchsberg takes over as Genius NY director at Tech Garden
SYRACUSE — Genius NY, a business-accelerator program at CenterState CEO’s Tech Garden, has a new director. Genius NY stands for Growing ENtrepreneurs & Innovators in UpState New York. The program says it has hired Jeff Fuchsberg as director of Genius NY. He has been serving as CenterState CEO’s entrepreneur-in-residence. Fuchsberg replaces Jonathan Parry, who departed
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SYRACUSE — Genius NY, a business-accelerator program at CenterState CEO’s Tech Garden, has a new director.
Genius NY stands for Growing ENtrepreneurs & Innovators in UpState New York.
The program says it has hired Jeff Fuchsberg as director of Genius NY. He has been serving as CenterState CEO’s entrepreneur-in-residence.
Fuchsberg replaces Jonathan Parry, who departed the program to join a startup in Skaneateles, Elle Hanna, director of communications and media relations, tells CNYBJ in an email.
In his new role, Fuchsberg will manage the programming and support for companies in the Genius NY program.
Fuchsberg recently served as senior director of innovation projects at the Medical Center of the Americas Foundation in El Paso, Texas. Fuchsberg holds a bachelor’s degree in entomology from Cornell University, and a juris doctorate degree from the Syracuse University College of Law with an advanced certificate in technology commercialization law from the New York State Science & Technology Law Center.
He is also certified as a business incubator manager by the International Business Innovation Association.
The Latest in the Year of the Criminal in New York State
In New York, convicted felons are not allowed to vote until they have served their sentence. Voting rights are automatically restored after the sentence is completed. Whether the conviction is for homicide, rape, assault, or grand larceny, the conventional thought is that because the criminal broke the social contract that all citizens have with their
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In New York, convicted felons are not allowed to vote until they have served their sentence. Voting rights are automatically restored after the sentence is completed. Whether the conviction is for homicide, rape, assault, or grand larceny, the conventional thought is that because the criminal broke the social contract that all citizens have with their community, they should lose their right to vote. However, in light of the shift of political power in the state, and under the guise of social justice, Democrats in Albany have now made a renewed push to provide incarcerated felons the right to vote.
Last month, legislators introduced a bill that, if passed and signed by Gov. Cuomo, would allow convicted felons in county jails and state prisons to vote via absentee ballot. In addition, the bill proposes to establish an inmate voter-registration program, provide access and assistance with voter-registration forms, and a mechanism for voting, including but not limited to, absentee ballots.
This legislative push to provide voting rights to criminals is on par with actions taken by Cuomo. As some may recall, in May 2018, the governor issued 24,000 conditional voting pardons for convicted felons who were on parole. Traditionally, restoring voting privileges for parolees was considered on a case-by-case basis. However, Gov. Cuomo, without legislative input, has broadly restored the right to vote for parolees through the use of pardons. In the past year and a half, Cuomo has periodically conditionally pardoned large numbers of parolees at once in order to allow them to vote and ensured that each is provided with a voter-registration form. At last count in August, more than 44,000 parolees have been conditionally pardoned to vote.
As if providing conditional pardons to all parolees and proposing to allow incarcerated felons to vote isn’t enough, last year legislators introduced a bill that would allow inmates, 55 years of age or older and who have served at least 15 years of their prison sentence, to be automatically eligible for early release on parole. The early release would come, according to this bill, even if the inmates have not served the minimum sentence imposed and regardless of the crime they have committed. This bill, dubbed the Elder Parole Bill, did not move in either house of the state legislature, but there is little doubt that there will be a renewed effort to enact it during this upcoming legislative session.
You can find previous columns of mine that attempt to explain more on this trend to protect criminals here: https://assembly.state.ny.us/mem/William-A-Barclay/story/87422 and here: https://nyassembly.gov/mem/William-A-Barclay/story/82866. Ultimately, with any criminal-justice reform there needs to be acknowledgment of the victims of the crime, protection of the public, and then lastly help for the criminal. Sadly, too many of the criminal-justice reforms that continue to be introduced and enacted in this state focus solely on expanding criminal rights.
William (Will) A. Barclay is the Republican representative of the 120th New York Assembly District, which encompasses most of Oswego County, including the cities of Oswego and Fulton, as well as the town of Lysander in Onondaga County and town of Ellisburg in Jefferson County. Contact him at barclaw@assembly.state.ny.us or (315) 598-5185.
We Make Progress When Citizens Tackle the Small Stuff
One of the not-so-small gifts of living in a representative democracy is that you can’t accomplish things alone. Whether you’re trying to get a stop sign put up on a dangerous corner or to change U.S. policy on greenhouse-gas emissions, you have to reach out to others. And learning how to persuade, motivate, and involve them
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One of the not-so-small gifts of living in a representative democracy is that you can’t accomplish things alone. Whether you’re trying to get a stop sign put up on a dangerous corner or to change U.S. policy on greenhouse-gas emissions, you have to reach out to others. And learning how to persuade, motivate, and involve them — learning the skills of active citizenship, in other words — makes this a stronger, more resilient country.
So, I want to make a case for building and using those skills by tackling the issues right in front of us. We all live in communities that we know better than anyone who doesn’t live there — including the policy makers who every day make decisions on larger issues that affect our lives there. Who better than those who live in a particular community to step up, identify its problems, and then work to solve them?
As a member of Congress, I was constantly impressed by the issues that constituents wanted addressed: they were usually linked in some way to the larger issues we took up on Capitol Hill, but always approached with the unique perspective of the particular community.
These approaches ranged widely. One group’s purpose was to upgrade railroad warning lights, after too many accidents at crossings spurred them on. In a drought-stricken community, residents came together to manage the use of water in their watershed. Schools were a constant concern, as parents struggled to make sure that bright kids could be challenged while kids who were struggling or in some other way disadvantaged got opportunities to find a path to success. Hospital emergency rooms, roads and bridges, community centers and programs for the elderly — all of these commanded attention from ordinary people who identified the problem, gathered allies, debated tactics, and found a way to make their communities better.
Often, these were people who were not closely connected with politics or government. They just wanted to improve something in their community, so they learned how the system works, and then learned how to make it work to help them accomplish their goals. Some of them, over time, became community leaders and moved on to school boards, city councils, and state legislatures after honing their democratic skills by working on problems of immediate concern. Others went back to their lives, pleased that they’d improved one aspect of their neighbors’ lives.
I came to see these examples as the wellspring of representative democracy.
To be sure, even at the local level, things can get complicated. It used to puzzle me when someone would come forward with an idea to improve a water system or a sewer system, and just as quickly opposition would pop up. Often, this was because improvement required change — including, sometimes, a tax increase. And there will always be voices for leaving things be. But that’s the nature of the democratic process: change deserves debate, and learning to marshal facts, find and work with allies, and ultimately sway public opinion is part and parcel of living in the system we enjoy.
The more people are willing to do this, the more confident we can be that the answer to Lincoln’s question at Gettysburg — can this nation “long endure” — is Yes. It works if citizens step up to address the needs and conditions they face. Participating in the process challenges us to make our case, develop our skills of persuasion, and become better at speaking, listening, building consensus, and being an engaged member of a community.
These are the bedrock skills on which democracy rests, and the more of us who possess them, the stronger our system will be. Nothing in public life gave me greater pleasure than to see citizens in action.
Lee Hamilton, 88, is a senior advisor for the Indiana University (IU) Center on Representative Government, distinguished scholar at IU Hamilton Lugar School of Global and International Studies, and professor of practice at the IU O’Neill School of Public and Environmental Affairs. Hamilton, a Democrat, was a member of the U.S. House of Representatives for 34 years (1965-1999), representing a district in south central Indiana.

MIRIELLA ROSENBLUM has joined DiMarco, Abiusi & Pascarella CPAs, P.C. as a staff accountant. She will specialize in commercial real estate and hospitality audits. Rosenblum holds a master’s degree in accounting from SUNY Oswego.
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MIRIELLA ROSENBLUM has joined DiMarco, Abiusi & Pascarella CPAs, P.C. as a staff accountant. She will specialize in commercial real estate and hospitality audits. Rosenblum holds a master’s degree in accounting from SUNY Oswego.

Pinckney Hugo Group has hired OLIVIA RICKENBACHER as an account manager, and JESSICA CARON and JOE PETRIN as assistant account managers. Rickenbacher previously worked as director of communications at the Alliance of New York State YMCAs. She also gained experience in communications and marketing at other organizations in Albany. Rickenbacher has a master’s degree in
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Pinckney Hugo Group has hired OLIVIA RICKENBACHER as an account manager, and JESSICA CARON and JOE PETRIN as assistant account managers.
Rickenbacher previously worked as director of communications at the Alliance of New York State YMCAs. She also gained experience in communications and marketing at other organizations in Albany. Rickenbacher has a master’s degree in integrated marketing communications from Marist College and a bachelor’s degree in communications, with a minor in public relations, from the College of Saint Rose.
Caron previously gained experience in marketing and communications at various organizations in New Hampshire, Connecticut, and New Jersey. She has a master’s degree from Fairleigh Dickinson University and a bachelor’s degree from Central Connecticut State University.
Petrin is a Google Qualified Individual with a certification in Google Ads. He has a bachelor’s degree in marketing with a minor in business administration from the Madden School of Business at Le Moyne College.
JAMES CHANTRY has been promoted to art director at Pinckney Hugo. He was previously a junior art director and has been with the agency for two years. Chantry has a bachelor’s degree in advertising design from Cazenovia College.

GAIL RIZZO-SPILKA has been named assistant VP of membership development at AmeriCU, a state-chartered credit union headquartered in Rome. She comes to AmeriCU with 10 years of prior credit-union experience and has more than 15 years of sales and business-development experience.
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GAIL RIZZO-SPILKA has been named assistant VP of membership development at AmeriCU, a state-chartered credit union headquartered in Rome. She comes to AmeriCU with 10 years of prior credit-union experience and has more than 15 years of sales and business-development experience.

NBT Insurance Agency, a unit of Norwich–based NBT Bancorp, has hired GREGGORY BUCKLEY as its new business development manager in the Capital Region. He brings more than eight years of experience in sales and insurance to his new position. Prior to joining NBT Insurance Agency, Buckley was an agent and sales manager with Lia Agency
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NBT Insurance Agency, a unit of Norwich–based NBT Bancorp, has hired GREGGORY BUCKLEY as its new business development manager in the Capital Region. He brings more than eight years of experience in sales and insurance to his new position. Prior to joining NBT Insurance Agency, Buckley was an agent and sales manager with Lia Agency in Schenectady. He has also worked with Farmers Insurance and State Farm.
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