Student-loan debt and the high cost of living can make it difficult for many to achieve the dream of owning a home. To try to help, I have drafted and introduced legislation that would incentivize graduates of New York state colleges to purchase homes rehabilitated by local land banks.

This legislation, known as the NYS Diplomas to Homeownership Program, is modeled after programs that have worked in other states. It is designed to help college graduates achieve the goal of buying a house and at the same time help strengthen and revitalize neighborhoods. The legislation would incentivize college graduates to purchase a house rehabilitated by local land banks with a student-loan repayment award equal to 10 percent of the purchase price of the qualified property up to $15,000. In order to qualify, buyers need to be graduates of New York state colleges and would also be required to remain in the home for at least five years.

Land banks are relatively new to upstate New York. In 2011, New York State law authorized the creation of up to 25 land banks across the state. They each share the common goal to acquire and repurpose vacant, abandoned, and foreclosed properties. Their mission is to target the types of properties that will assist in rehabilitating neighborhoods. Currently, there are 25 land banks in New York — all aiming to eliminate blight, return abandoned properties to productive use, and ultimately get them back on the tax rolls. 

Locally, we have two land banks — one in Onondaga County and one in Oswego County. Since its inception, the Greater Syracuse Land Bank has successfully transitioned 708 properties from tax delinquency to newly-owned properties. Likewise, the Oswego County Land Bank has put nearly $1.4 million worth of property back on the tax rolls and completed more than 39 rehabilitation projects. The earnings from the property sales are reinvested back into the program so more properties can be rehabilitated. At last count, land banks across the state have sold more than 650 properties and as a result, have added almost $30 million in assessed value to the tax rolls.

In addition to assisting recent grads, the NYS Diplomas to Homeownership program would help land banks secure buyers for the rehabilitated properties and create a new demand for the housing. This demand will reduce the amount of time the properties spend on the market and therefore will reduce the amount that land banks spend on marketing properties. This will enable land banks to realize a faster return on their investments, which will enable them to rehabilitate additional properties. In addition, the program will maximize state investment by creating a link between young professionals who have invested in their education directly with local revitalization efforts.

The NYS Diplomas to Homeownership initiative will encourage talented, young people to be a part of upstate revitalization and to stay in New York state. To view the bill, visit https://bit.ly/2Ov6SVn.             

William (Will) A. Barclay is the Republican representative of the 120th New York Assembly District, which encompasses most of Oswego County, including the cities of Oswego and Fulton, as well as the town of Lysander in Onondaga County and town of Ellisburg in Jefferson County. Contact him at barclaw@assembly.state.ny.us or (315) 598-5185.

Representative democracy is based on a simple premise. It’s that ordinary citizens can make satisfactory judgments on complex public policy and political issues — or at least grasp them well enough to decide who should be dealing with them. 

 But the significance of that premise isn’t simple at all. It means that our country’s future depends on the quality of democratic participation by its citizens. Collectively, we have to make discriminating judgments about politicians, policies, and issues. Not just once, but repeatedly and consistently. Moreover, when it comes to improving our own corner of the world, it means there is no one to depend upon but ourselves. 

 So, in an era when our democracy appears to be under great stress, what must we do to keep it healthy? Because there are certainly alternatives out there, from out-and-out authoritarianism to the Chinese and Russian models to just plain anarchy. Here are some steps I think we need to take.

 First, we have to protect our elections. It’s clear that malign actors want to hack them or at least use every means they can to influence them. In the past we tended to assume that our elections were free, fair, and accurate, but we can’t take that for granted any more. This also means ensuring the independence of the judicial branch, which is critical to protecting the integrity of elections against the encroachment of authoritarian-minded leaders and manipulative politicians. We also must protect the media and sources of fair, unbiased information that citizens require when making their judgements about politicians and their policies.

 Second, we need to work on expanding our democracy in appropriate ways and on fighting off efforts to restrict the vote. There are all sorts of tools that states and localities can use to make voting easier and more convenient. Many of these tools — voting hours, for instance, or the location of polling places — can also be used to make voting more difficult. Plenty of politicians want to handicap or exclude voters they don’t like, and this sort of manipulation of our system is as big a threat to its integrity as outsiders’ attempts to hack it.

Third, keeping money’s role in elections within bounds is crucial. The issue is less top-of-mind than it used to be, perhaps because we’ve become inured to record amounts being spent each election cycle. Money will always have a place in elections, but we need to find ways to keep it from disproportionately affecting voting outcomes and impeding those who don’t have the same access to funds as well-heeled candidates and causes.

 This is where organizations that urge their members to turn out to vote come in. They have an important role to play, both in boosting turnout and in building networks focused on democratic participation. They’re all “special interests,” of course, with their own agendas, but that’s what it means to live in a pluralistic society. The more different groups are active, the more diversity you get in office and the better the representation you get for the entire population. 

 Individual participation also matters, which is why civic education is vital. I don’t think we talk about the achievements of representative democracy enough, or celebrate its heritage, or remind ourselves not to become complacent about what it takes to sustain it. In essence, I think we always need to be mindful about how we teach and encourage people to participate — through efforts to educate and register voters, through citizen-led advocacy, through neighbors getting together to change the speed limit on their road or fight groundwater contamination — it all matters. And, of course, we need a robust and independent media, using every available platform, that pushes the idea of democracy and promotes free speech, public dialogue, voting, and all the rest of it. 

 When Lincoln wondered at Gettysburg whether a “nation so conceived and so dedicated can long endure,” it wasn’t just a rhetorical question. It’s an undecided one, and each generation has to answer it. We are being tested to an unusual degree today, and just because we’ve come through the challenges of days past doesn’t mean we’re destined to now. We need to pay attention and do our part to keep our democracy healthy.      

Lee Hamilton, 88, is a senior advisor for the Indiana University (IU) Center on Representative Government, distinguished scholar at IU Hamilton Lugar School of Global and International Studies, and professor of practice at the IU O’Neill School of Public and Environmental Affairs. Hamilton, a Democrat, was a member of the U.S. House of Representatives for 34 years (1965-1999), representing a district in south central Indiana.