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Insurance & Financial Services

VIEWPOINT: From Employee To Entrepreneur: Becoming Your Own Boss in 2021

Maybe you have dreamed of launching your own business for years but couldn’t summon the nerve — or the capital — to pull it off.  Perhaps 2020 proved disastrous to your career aspirations when the company you worked for downsized or shut down altogether — and out the door you went.  Either way, 2021 could be […]

VIEWPOINT: Ask Rusty: I’m 66. When Should I Claim Social Security?

Dear Rusty: I’d like to get advice on when I should begin taking my Social Security benefit. I turned 66 in October 2020. Signed: Pondering Retirement  Dear Pondering: Deciding when to claim your Social Security benefit is a personal choice which should consider several factors, most importantly:  • Your need for the money at this time • Your

VIEWPOINT: Who’s the New Boss? How to Avoid Succession-Planning Mistakes

Many corporations have endured a rough 2020 that included the designations of top executives at some major brands. Will their replacements be ready? It’s a fair question, especially if the new company leader is promoted from within. Studies show many senior leaders don’t think their firms to properly educate and prepare future leaders for succession.  If

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VIEWPOINT: SBA’s troubling new requirements for PPP borrowers of more than $2 million

The U.S. Small Business Administration (SBA) has circulated Paycheck Protection Program (PPP) loan-necessity questionnaire forms that it intends to require borrowers with PPP loans in excess of $2 million to complete. It is expected that nonprofit-entity borrowers will be required to complete Form 3510 (https://www.bsk.com/uploads/SBA-Form-3510.pdf) and for-profit entity borrowers will have to complete Form 3509

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