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Ask Rusty: When Should I Retire and Claim My Social Security Benefits?
Dear Rusty: I am 64 years old and having difficulty working due to my arthritis, but I can continue part time as a podiatrist. I do not know the best way to determine when to retire. What is the formula or a way to determine which is a better choice? Signed: Undecided Dear Undecided: There […]
Fulton native serves aboard guided- missile destroyer in the Red Sea
Petty Officer 3rd Class Cole Sweeney, a native of Fulton, serves aboard the USS Carney Navy destroyer, currently deployed to the U.S. 5th Fleet area of operations. Sweeney serves as a quartermaster and was aboard the ship Oct. 19, when the crew of the Carney shot down multiple land attack cruise missiles and unmanned aerial
VIEWPOINT: Automated Lead Nurturing
An essential tool in today’s marketing toolkit The majority of high-quality leads received through a company’s website never receive a response. Among the leads that do get a response, 78 percent take more than an hour to respond to. Research suggests we will lose a customers’ attention unless they receive a response in five minutes
VIEWPOINT: What Private-Equity-Backed Firms Need in a Marketing Leader
Companies backed by private equity need to compress time. They can’t wait for a green marketing leader to meander, nor can they rely on marketing leaders who deal in abstractions and are afraid to lean into quantitative targets. Private-equity-backed companies need marketing leaders who bring three capabilities and experiences to the table: 1) a track
Ask Rusty: Why is my Age 70 Benefit not Higher than my January Amount?
Dear Rusty: I plan to retire in 2025 (the year I turn 70). Given that I’m still working, I’m delaying my Social Security until that year. I noticed on my Social Security statement that my payment in January 2025 will not be much different than my age 70 amount in October 2025. If that is
VIEWPOINT: Estate Planning Never Stops
While estate planning is crucial for promoting financial and generational wellness, the majority of American adults don’t have estate-planning documents — like wills, trusts, or health-care directives — in place. It’s common for many of us to avoid this process for a whole host of reasons, including procrastination, the misconception that it is strictly for
Ask Rusty: I’m 64. When Should I Claim My Social Security?
Dear Rusty: I am 64 years old and still working full time. My question is: when should I start receiving my Social Security? I would like to start it in January 2024 and go part time at work, but would I be losing much Social Security by not waiting until full retirement age? Signed: Trying
VIEWPOINT: Employers Who Promote Self-Care are Winning
Many businesses have been pushing their employees to perform at new levels since the COVID-19 pandemic hit in March 2020. Consider these statistics recently shared by the Harvard Business Review on how workloads increased between February 2020 and February 2022: • Weekly team meetings increased by 252 percent • Six billion more email messages were
VIEWPOINT: New NYS Labor Law Shines Light on Employee-Driven Innovation
On Sept. 15, 2023, New York State Gov. Kathy Hochul signed an amendment to a New York Labor Law that would invalidate certain intellectual-property provisions in employment agreements, effective immediately. Under this amendment, Section 203-f, any provision in an employment agreement that requires employees to assign the rights to inventions to their employer will now
Ask Rusty: About Federal Taxation of Social Security Benefits
Dear Rusty: Why are my Social Security benefits being taxed at all? The Social Security FICA payroll taxes taken out of my paycheck while I was working were paid with taxable income. Signed: Disgruntled Taxpayer Dear Disgruntled Taxpayer: Many Americans share your belief that federal taxation of Social Security benefits is unfair because we pay
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