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Ask Rusty: How will my SS WEP Reduction be Calculated?
Dear Rusty: I don’t understand exactly how the Windfall Elimination Provision (WEP) works for my situation. I turned age 62 in 2017 and am currently still working in a “non-covered” job, not paying into Social Security (SS), but from which I will get a government pension when I retire. I began collecting Social Security at […]
VIEWPOINT: Implications of the proposed American Privacy Rights Act
On April 7, 2024, Representative Cathy McMorris Rodgers and Senator Maria Cantwell introduced the American Privacy Rights Act (APRA) setting forth national data-privacy rights and proposing a single, comprehensive federal data-privacy law. This bipartisan legislation, if enacted, will provide for enhanced consumer protections, transparency, and data minimization, while eliminating the patchwork, state-specific data privacy protections
VIEWPOINT: OSHA Issues Final Rule on HazCom Standard
On May 20, 2024, the Occupational Safety and Health Administration’s (OSHA) announced a final rule updating the Hazard Communication Standard (HCS). The amended rule (29 CFR 1910) better aligns with the United Nations’ Globally Harmonized System of Classification and Labelling of Chemicals (GHS). The HCS requires employers to provide information to their employees about the
VIEWPOINT: How to Navigate Recruitment & Retention Challenges
As the competitive job market proves its staying power, many industries continue to suffer from labor shortages and retention challenges. With more opportunities than ever before, the demands and expectations of the workforce are changing, forcing companies to reassess their benefit and culture offerings to remain competitive. To ensure operations are not negatively impacted by
VIEWPOINT: Broome County’s Building Boom
In 2024, Broome County is building more than it has in a generation with more than $500 million in construction projects. Take a look across our community, and you’ll see cranes and construction workers on job sites all across the county. They’re building housing, parks, airports, hospitals, malls, roads, bridges, and everything in between. Since
Ask Rusty: How Do I Maximize My Social Security Benefit?
Dear Rusty: I want to apply for Social Security, but I want to make sure I get all the benefits I have earned. I am a veteran with a 10 percent disability rating (not sure if that matters). I am 68 years old. I am a minister and have been exempt from Social Security taxes
VIEWPOINT: EEOC Publishes New Guidance on Workplace Harassment
It’s the first time in nearly 25 years On April 29, 2024, the Equal Employment Opportunity Commission (EEOC) published “Enforcement Guidance on Harassment in the Workplace.” The guidance took effect immediately and supersedes the EEOC’s previously published guidance from the 1980s and 1990s. Since the EEOC has not published guidance regarding workplace harassment for almost
VIEWPOINT: USDOL Announces Final Rule to Boost Salary Level to Qualify for White-Collar Exemptions
On April 23, 2024, the U.S. Department of Labor (USDOL) announced its final rule to increase the minimum weekly salary to qualify for the Fair Labor Standards Act white-collar exemptions. The final rule [was] published in the Federal Register on April 26, and will become effective on July 1. Under the final rule, the minimum
VIEWPOINT: Technology syncs preconstruction to enhance collaboration
A thorough preconstruction phase has always been crucial for delivering an efficient, successful project. Now, however, firms are under pressure to complete that phase quickly — sometimes in as little as two weeks rather than a month or longer, as was formerly more common. Amid this change, variables have also become more complex, with uncertainty
Ask Rusty: Older Husband and Working Wife Seek Guidance
Dear Rusty: I am 74 years old, retired and receiving Social Security (SS). My wife will be 65 in January 2025. Our hope was to start paying off some credit-card expense by her receiving SS when she turns 65. However, it appears there would be a substantial reduction to her benefits. Her work income is
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