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VIEWPOINT: Employee-Benefits Provisions in One Big Beautiful Bill Act
President Donald Trump recently signed the One Big Beautiful Bill Act (OBBBA) into law. And, while employee benefits play a relatively minor role in the bill, there are several surprisingly important changes tucked into its provisions. Employers can leverage knowledge of these changes to maximize the value of the benefits offered to their employees. High-deductible […]
VIEWPOINT: New York’s Medicaid Spending Rate Remains the Highest of Any State
New York’s Medicaid program remained a spending outlier in 2024, with per-resident outlays that were 24 percent higher than those of any other state and 77 percent above the national average, according to a federal report released on July 31. The report from the Centers for Medicare & Medicaid Services provides timely context for the
Ask Rusty: I’m Turning 70 Soon. When Should I Apply for Social Security?
Dear Rusty: I am currently receiving Social Security (SS) benefits while continuing to work full time. There are no restrictions on my wage earnings because
Ask Rusty: I’m Turning 70 Soon. When Should I Apply for Social Security?
Dear Rusty: I have a simple question: I will turn 70 [soon], and want to start my Social Security (SS) benefits in [the same month I do that]. [How soon] should I file my claim? Have there been delays with the reductions in Social Security Administration (SSA) staff? Thank you for your help. Signed: Ready
A Moment of Momentum: Building the Future of the Mohawk Valley
As we advance into the second half of 2025, our region finds itself at a pivotal moment, characterized by both challenges and opportunities. At Mohawk Valley EDGE, we are working with urgency and optimism to ensure that our region not only navigates at this moment but also emerges stronger, more resilient, and more inclusive than
VIEWPOINT: The Keys to the Mohawk Valley’s Resurgence
I’m often asked what happened that transformed the Mohawk Valley or more specifically what was Oneida County’s role in its resurgence. While there are many factors that have impacted our growth over the past several years, there are some significant projects and actions that played a major role in our growth. The one area that
Ask Rusty: What is the Formula for Deciding When to Claim SS?
Dear Rusty: I am curious about the “formula” to decide when to take Social Security (SS) while still working. I am past the full retirement age (FRA). How do you best address such? Should we schedule a call? Signed: Wondering When Dear Wondering When: Well, you can always contact us by phone on (888) 750-2622
VIEWPOINT: Online business fraud continues to increase
We’re all aware of the many ways that scammers are working to defraud individuals out of their hard-earned money. But small businesses continue to be in the crosshairs of today’s online criminals. The Federal Trade Commission (FTC) highlights a wide range of fraudulent schemes targeting businesses, including scams involving fake invoices and unordered merchandise, online
VIEWPOINT: Parsing through the economic data & gauging the outlook
I’d like … to share my assessment of recent economic data and how it’s informing my outlook for the economy. Particularly, I’ll explain what the data are telling us in light of economic uncertainty, and how I expect the effects of tariffs to take shape. Now is when I must give the standard Fed disclaimer
VIEWPOINT: A Warning for New York State’s Energy Policy
On June 24, New York State’s electricity grid nearly blew a fuse. That day was extremely hot, and air conditioning was working overtime. The New York Independent System Operator (NYISO), the entity running New York’s electricity grid, declared the so-called “Energy Warning.” How bad was it? According to NYISO, an energy warning is issued when
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