Ask Rusty: About Payroll Tax & Income Tax on Social Security
Dear Rusty: Is it possible for you to go over how the Federal withholding tax is computed on Social Security benefits? Read More
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Ask Rusty: About the Earnings Test & Taxation of Social Security Benefits
Dear Rusty: I’m 63, married, and we file a joint tax return. If I claim Social Security (SS) now and keep working and earn $7,000 more per year than the annual limit of $19,560, I know I’d have benefits withheld at the rate of $1 for every $2 over the limit ($3,500). Read More
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VIEWPOINT: Five Steps for N.Y. employers to save on health-care costs
When it comes to offering health benefits to employees, every employer has two primary goals: improve coverage and lower costs. Read More
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Ask Rusty: Please Help Us with Social Security Planning
Dear Rusty: Would you please advise on mine and my wife’s Social Security (SS) planning? I’m age 69 and 2 months, my wife is age 66 and 2 months, so we both hit full retirement age. Read More
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NONPROFIT MANAGEMENT: Why is Cash Management Important to your Organization?
We have all heard the age old saying, “cash is king.” When the pandemic first started, many tax-exempt organizations were concerned with cash flow and making it through what was first thought to be a month or two. Read More
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Ask Rusty: I’m Confused About Taking Medicare and Social Security
Dear Rusty: I just turned 64 and now get stuff about Medicare and Medigap and so on. I really don’t know how to retire when it’s time. Read More
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VIEWPOINT: 3 ways to cultivate an effective multi-brand strategy
Think about a brand — maybe a big corporation — that has a hierarchy of other brands and services. Read More
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VIEWPOINT: 8 Marketing Mistakes to Avoid at All Costs
Do you ever feel like you’re spending money like crazy on marketing and getting little or nothing in return? If so, you might be tempted to pull the plug on marketing altogether. Read More
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VIEWPOINT: Ask Rusty: Do Medicare Part A and B Backup My Medicare Advantage Plan?
Dear Rusty: I was told that I can use Medicare Parts A and B as secondary coverage to my Medicare Advantage plan. Is that true? Read More
Opinion
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OPINION: Upstate Business Survey Should Be a Call to Action for Albany New York’s business community has expressed deep concerns regarding the direction of the state and its financial outlook, but it does not appear businesses will be getting much relief anytime soon. Read More
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OPINION: Our System Can’t Work Without Compromise If you’ve been paying attention to national news, you know that one of the big topics preoccupying Washington is a debate over lifting the debt ceiling. So, for that matter, is overhauling Social Security. Read More
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OPINION: Presidents get blamed for recessions on their watch If anything has a knack of making presidents in otherwise commanding positions into one-term presidents, it is recessions of the U.S. economy. Read More
Business Mentors
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Ask Rusty: How Do I Withdraw My Application for Social Security? Dear Rusty: I will be 67 [soon] and reached my full retirement age in July 2022. My wife and I are discussing whether we should take Social Security now or wait until we are age 70 to get a higher benefit. Read More
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Ask Rusty: What’s the Best Way to Start Receiving My Survivor Benefit? Dear Rusty: When one becomes a widow/widower, what is the most efficient way to start receiving the deceased’s monthly Social Security. Read More
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VIEWPOINT: NYS Pay-Transparency Law Amendments Signed into Law On March 3, 2023, a bill (https://legislation.nysenate.gov/pdf/bills/2023/S1326) amending the New York State pay-transparency law was signed into law by Gov. Kathy Hochul. It reflects changes that the governor requested in exchange for her approval of the law in December 2022. Read More
People on the Move
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Pinckney Hugo Group Pinckney Hugo Group, has hired ERIN BROWN as director of finance and accounting. Read More -
NICHOLAS SCHNELLER KeyBank has promoted NICHOLAS SCHNELLER to VP and commercial relationship manager, focusing on servicing middle-market companies. Read More -
DANIEL SAADA DANIEL SAADA, M.D. has joined the medical staffs of Geneva General Hospital and Soldiers & Sailors Memorial Hospital as an emergency-medicine physician. Read More