Within the next 15 years, as baby boomers retire, trillions of dollars in business ownership will be at stake, and these owners will need a planned, controlled exit from their businesses to fund their retirement. Without proper planning and execution of a succession plan, there’s trouble ahead.

No doubt all of us have less-than fond memories of instances in which we’ve seen someone stronger who unfairly and cruelly intimidated, ridiculed, or otherwise took advantage of someone weaker. Perhaps you were once a victim of bullying, or even a perpetrator.

“Have you had enough yet?” That is the simple, straight-forward question I want to ask all New York taxpayers who are concerned about the troubling direction of our state and are ready for real change.

If you’re in sales, you know the feeling. It’s the middle of the night about two weeks after starting a new job. You were enthusiastic and could hardly wait to get going. Now, your head is full of doubts. You try to shove them aside, but they don’t go away. “Everything is new,” you tell yourself. “I just need to give it a little more time.” But the doubts keep coming back.

Many people who use tax-computation software don’t understand the changing structure of the U.S. tax code. They fill in the blanks, click “compute,” and pay the tax. Then they forget about the torture until next year.